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Student Credit Cards

Once a young adult applies for college, he/she will inevitably get a barrage of credit card applications in the mail. Credit card companies realize that college students are entering the real world, ready to build credit and ready to buy things for themselves for the first time. Unfortunately, many students' eyes are larger than their savings, which is probably another thing credit card companies are counting on. So, students should take full advantage of the perks a student credit card has to offer (such as deals on textbooks), but be very cautious about building excessive debt.

Credit Panda's Recommended Credit Card

Credit Panda recommends Fidelity Investments® 529 College Rewards® American Express® as our favorite Student credit card.

- Fidelity 529 Dollars Earned Will be Transferred to Your Fidelity Managed 529 Plan Account Automatically
- Earn 1.5% on Net Retail Purchases Charged to the Card
- With American Express Selects(SM), Enjoy Special Online Offers for Your Family from Merchants Around the World
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	16.99% Fixed	$0	None

Capital One® No Hassle Cash(SM) Rewards for Students

- 25% Annual Bonus on the Cash You Earn During the Year
- If You Have a Limited Credit History or Past Credit Problems, This Cash Rewards Card is for You
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 1% Cash Back on Purchases You Make from Day One
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.65%
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% on Purchases until December 2008	16.65% Variable	$29	Very Good

Discover® Student Card - Clear

- Unlimited Cash Rewards, Automatically
- More Ways to Earn More Cash than Anyone Else(SM)
- Double Rewards with More than 100 Cashback Bonus® Partners
- Up to 20% Cashback Bonus® When You Shop Online
- Customer Service in Less than a Minute, Anytime You Want
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Interest* for 6 Months	16.99% Variable	$0	None

Discover® Student Card - Monogram Collection

- Unlimited Cash Rewards, Automatically
- More Ways to Earn More Cash than Anyone Else(SM)
- Double Rewards with More than 100 Cashback Bonus® Partners
- Up to 20% Cashback Bonus® When You Shop Online
- Customer Service in Less than a Minute, Anytime You Want
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Interest* for 6 Months	16.99% Variable	$0	None

Discover® Student Card

- Unlimited Cash Rewards, Automatically
- More Ways to Earn More Cash than Anyone Else(SM)
- Double Rewards with More than 100 Cashback Bonus® Partners
- Up to 20% Cashback Bonus® When You Shop Online
- Customer Service in Less than a Minute, Anytime You Want
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Interest* for 6 Months	16.99% Variable	$0	Very Good

Capital One® Standard Platinum for Students

- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 19.55%
- If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
- A Manageable Credit Line to Help Control Your Finances
- No Annual Fee or Balance Transfer Fees
- $0 Fraud Liability if Your Card Gets Lost or Stolen
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% on Purchases until December 2008	19.55% Variable	$0	Very Good

Discover® Student Card - Tropical Beach

- Unlimited Cash Rewards, Automatically
- More Ways to Earn More Cash than Anyone Else(SM)
- Double Rewards with More than 100 Cashback Bonus® Partners
- Up to 20% Cashback Bonus® When You Shop Online
- Customer Service in Less than a Minute, Anytime You Want
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Interest* for 6 Months	16.99% Variable	$0	None

Discover® Open Road(SM) Card for Students

- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- 5% to 20% Cashback Bonus® at Top Online Retailers
- No Annual Fee
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Online Account Access
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% Interest* for 6 Months	16.99% Variable	$0	None

Chase +1(SM) Student MasterCard®

- No Annual Fee
- 0% Introductory APR on All Purchases and Balance Transfers for Up To 6 Months
- Earn More Karma Points at Facebook.com/plus1
- Earn 15 Karma Points Just by Getting Approved for a Chase Credit Card
- Share Points with Friends, Give Points to Support Causes
- Apply now at the Chase website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for up to 6 Months	14.99% Variable	$0	None

The credit card data on this Web site is provided by CardOffers.com. Extended credit card reviews are believed to be accurate during the time of evaluation. Information posted here may however change after the initial review date or update. Therefore, visitors to this site may wish to contact the credit card issuer first in order to verify all information before applying for a card here. Star ratings are based on the CardOffers.com Rating System. The system is designed to further evaluate each credit card. These star ratings should not be the only factor in helping you make a credit card decision, as many of the credit cards listed are not suited for all types of individuals. Neither Credit Panda nor CardOffers.com guarantees the accuracy of credit card data found here.

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