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Secured Credit Cards
Secured credit cards are issued to people with bad or no credit. In order to use a secured card, you must first deposit money into your card's account. Only then will you be able to spend with the card. The credit card companies see this as a means to protect themselves from high-risk customers. In turn, customers use secured cards to repair their credit scores and to purchase things that otherwise wouldn't be available to them without a credit card. Making a hotel reservation, for instance, requires a major credit card number.
Credit Panda's Recommended Credit Card
Credit Panda recommends Applied Bank™ Secured Visa® Credit Card as our favorite Secured credit card.
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- CHOOSE Your Credit Limit Up To $5,000
- 9.99% Low Fixed APR - Rate Wont Change Even If Youre Late!
- NO Credit Requirements
- $0 Fraud Liability
- NO Income Requirements
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | 9.99% Fixed | $50 | None |
Applied Bank™ Secured Visa® Gold Card
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- CHOOSE Your Credit Limit Up To $5,000
- 9.99% Low Fixed APR - Rate Wont Change Even If Youre Late!
- NO Credit Requirements
- $0 Fraud Liability
- NO Income Requirements
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
9.99% Fixed
$50
Good
Bank of America Secured Visa® Card
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- Set Your Own Credit Limit
- Credit Lines Available From $300 to $10,000
- Additional Details & Information
- Build or Reestablish Your Credit
- Card issued by FIA Card Services, N.A.
- Apply now at the Bank of America website.
Intro APR
Regular APR
Annual Fee
Credit Needed
0% APR for 12 Billing Cycles
Varies
$29
Very Good
Orchard Bank MasterCard® Secured
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- Low Annual Fees
- Initial Credit Limit Up To $1,000
- Periodic Credit Limit Increase Review
- Competitive APRs
- Complimentary Online Services for Account Management and Payment
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
n/app
Varies
$35
None
New Millennium Bank Secured Gold Visa® / MasterCard®
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- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up To $10,000
- Get Cash at Over 740,000 ATMs
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Good
New Millennium Bank Secured Black Diamond Visa®/MasterCard®
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- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up to $10,000
- Get Cash at Over 740,000 ATM\'s
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Good
New Millennium Bank Secured Platinum Visa®/MasterCard®
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- Free Companion Airfare
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Guaranteed Issue
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Credit Amount Equals the Deposit
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Very Good
- CHOOSE Your Credit Limit Up To $5,000
- 9.99% Low Fixed APR - Rate Wont Change Even If Youre Late!
- NO Credit Requirements
- $0 Fraud Liability
- NO Income Requirements
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | 9.99% Fixed | $50 | Good |
-
-
- Set Your Own Credit Limit
- Credit Lines Available From $300 to $10,000
- Additional Details & Information
- Build or Reestablish Your Credit
- Card issued by FIA Card Services, N.A.
- Apply now at the Bank of America website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| 0% APR for 12 Billing Cycles | Varies | $29 | Very Good |
Orchard Bank MasterCard® Secured
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- Low Annual Fees
- Initial Credit Limit Up To $1,000
- Periodic Credit Limit Increase Review
- Competitive APRs
- Complimentary Online Services for Account Management and Payment
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
n/app
Varies
$35
None
New Millennium Bank Secured Gold Visa® / MasterCard®
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- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up To $10,000
- Get Cash at Over 740,000 ATMs
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Good
New Millennium Bank Secured Black Diamond Visa®/MasterCard®
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- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up to $10,000
- Get Cash at Over 740,000 ATM\'s
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Good
New Millennium Bank Secured Platinum Visa®/MasterCard®
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- Free Companion Airfare
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Guaranteed Issue
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Credit Amount Equals the Deposit
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Very Good
- Low Annual Fees
- Initial Credit Limit Up To $1,000
- Periodic Credit Limit Increase Review
- Competitive APRs
- Complimentary Online Services for Account Management and Payment
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| n/app | Varies | $35 | None |
-
-
- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up To $10,000
- Get Cash at Over 740,000 ATMs
- Apply now at the New Millennium Bank website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | 19.5% Fixed | $59 | Good |
New Millennium Bank Secured Black Diamond Visa®/MasterCard®
-
-
- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up to $10,000
- Get Cash at Over 740,000 ATM\'s
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Good
New Millennium Bank Secured Platinum Visa®/MasterCard®
-
-
- Free Companion Airfare
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Guaranteed Issue
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Credit Amount Equals the Deposit
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
19.5% Fixed
$59
Very Good
- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up to $10,000
- Get Cash at Over 740,000 ATM\'s
- Apply now at the New Millennium Bank website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | 19.5% Fixed | $59 | Good |
-
-
- Free Companion Airfare
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Guaranteed Issue
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Credit Amount Equals the Deposit
- Apply now at the New Millennium Bank website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | 19.5% Fixed | $59 | Very Good |
