Retail Rewards Credit Cards

Retail rewards cards allow you to earn points every time you make a purchase at your favorite retail store. There are many major retailers that offer such a credit card, as it encourages repeat customers.

If there is a store that you visit on a regular basis, applying for its corresponding rewards card will save you money as you continue to shop there.

Not only will most retailers give their cardholders a discount on all in-store items, points earned by making purchases can later be redeemed for gift cards, store credit or cash rebates.


Credit Panda's Recommended Credit Card

Credit Panda recommends Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card as our favorite Retail Rewards credit card.

  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
  • Card Issued by FIA Card Services, N.A.
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card

  • Redeem Points for Exclusive NASCAR® Experiences and Collectibles
  • Earn RacePoints(SM) Every Time You Make a Purchase
  • Free Online Account Access
  • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

NFL Extra Points™ Platinum Plus® Visa® Card

  • No Annual Fee
  • Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
  • 100% Fraud Protection
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

Major League Baseball® Extra Bases™ Credit Card

  • Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card
  • Get the Card That's a Hit with Baseball Fans!
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards, and Travel with No Blackout Dates
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

None

Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

  • No Annual Fee
  • Earn WorldPoints With Every Retail Purchase You Make With The Card.
  • Zero Liability For Unauthorized Card Use.
  • Introductory 0% Annual Percentage Rate (APR)� for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

PetRewards® Platinum Plus® Visa® Credit Card

  • Earn Points toward Veterinary Services, Pet Food Discount Certificates, and Shelter Donations
  • Put Your Pet's Picture on Your Card
  • 500 Bonus Points with Your First Purchase
  • 1 Point for Every Dollar You Spend on Everyday Purchases
  • Rewards Begin at Just 750 Points
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Billing Cycles

Varies

$0

Very Good