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Home >> Offers >> Prepaid
Prepaid Credit Cards
A prepaid credit card spends money that has already been deposited by its cardholder beforehand. Those with no credit or poor credit often have to use prepaid credit cards before they qualify for regular cards. Credit card companies see such people as high risk cardholders and, as such, need some reassurance before extending a large line of credit to them. Parents also give prepaid cards to their children in an effort to teach them how to manage money and also as a means to prevent their young shoppers from erratic spending.
Credit Panda's Recommended Credit Card
Credit Panda recommends Current by Discover - Teen Prepaid Debit Card as our favorite Prepaid credit card.
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- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- $0 Fraud Liability Guarantee
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- Withdraw Cash at ATMs
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Inductory Rate Available* | No APR | $0 | None |
Eufora Prepaid MasterCard® with Credit Builder - Elite Level
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- 100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
- BUILDS CREDIT! Reports to Credit Bureaus
- FREE Point of Sale Transactions
- FREE Direct Deposit
- FREE 24/7 Online Access
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$100
Very Good
Wired Plastic™ Prepaid Visa® Card
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- No Credit Check, Income Requirements or Bank Account Required
- Accepted Everywhere VISA is Accepted
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Online Access to Account
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
AccountNow® Prepaid Visa®
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
AccountNow® Prepaid MasterCard®
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- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Silver(SM) Prepaid MasterCard®
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- $0 Activation with Rebate
- Perfect Card for Government/Benefits Checks Recipients
- Free Direct Deposit of Your Pay or Government Check
- 100% Guaranteed Approval/No Credit Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Facecard Prepaid MasterCard®
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- Free Direct Deposit Easy Access to your Funds
- Instant Guaranteed Approval No Credit Check, No Security Deposit
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
n/app
$0
None
BuyRIGHT Pre-Paid MasterCard®
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- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
Very Good
READYdebit® Card
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- Access to a Million ATMs Around the World
- Visa® Debit Card ? Accepted Worldwide
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- 24x7 Customer Support ? Online and Phone
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Premier® Prepaid Visa® Card
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- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Millennium Advantage Pre-Paid MasterCard®
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- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
- 100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
- BUILDS CREDIT! Reports to Credit Bureaus
- FREE Point of Sale Transactions
- FREE Direct Deposit
- FREE 24/7 Online Access
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $100 | Very Good |
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- No Credit Check, Income Requirements or Bank Account Required
- Accepted Everywhere VISA is Accepted
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Online Access to Account
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
AccountNow® Prepaid Visa®
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-
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
AccountNow® Prepaid MasterCard®
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-
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Silver(SM) Prepaid MasterCard®
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-
- $0 Activation with Rebate
- Perfect Card for Government/Benefits Checks Recipients
- Free Direct Deposit of Your Pay or Government Check
- 100% Guaranteed Approval/No Credit Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Facecard Prepaid MasterCard®
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-
- Free Direct Deposit Easy Access to your Funds
- Instant Guaranteed Approval No Credit Check, No Security Deposit
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
n/app
$0
None
BuyRIGHT Pre-Paid MasterCard®
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-
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
Very Good
READYdebit® Card
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-
- Access to a Million ATMs Around the World
- Visa® Debit Card ? Accepted Worldwide
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- 24x7 Customer Support ? Online and Phone
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Premier® Prepaid Visa® Card
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-
- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Millennium Advantage Pre-Paid MasterCard®
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-
- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
-
-
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
Vision Silver(SM) Prepaid MasterCard®
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-
- $0 Activation with Rebate
- Perfect Card for Government/Benefits Checks Recipients
- Free Direct Deposit of Your Pay or Government Check
- 100% Guaranteed Approval/No Credit Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Facecard Prepaid MasterCard®
-
-
- Free Direct Deposit Easy Access to your Funds
- Instant Guaranteed Approval No Credit Check, No Security Deposit
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
n/app
$0
None
BuyRIGHT Pre-Paid MasterCard®
-
-
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
Very Good
READYdebit® Card
-
-
- Access to a Million ATMs Around the World
- Visa® Debit Card ? Accepted Worldwide
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- 24x7 Customer Support ? Online and Phone
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Premier® Prepaid Visa® Card
-
-
- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Millennium Advantage Pre-Paid MasterCard®
-
-
- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
- $0 Activation with Rebate
- Perfect Card for Government/Benefits Checks Recipients
- Free Direct Deposit of Your Pay or Government Check
- 100% Guaranteed Approval/No Credit Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
-
-
- Free Direct Deposit Easy Access to your Funds
- Instant Guaranteed Approval No Credit Check, No Security Deposit
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | n/app | $0 | None |
BuyRIGHT Pre-Paid MasterCard®
-
-
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
Very Good
READYdebit® Card
-
-
- Access to a Million ATMs Around the World
- Visa® Debit Card ? Accepted Worldwide
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- 24x7 Customer Support ? Online and Phone
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Vision Premier® Prepaid Visa® Card
-
-
- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Millennium Advantage Pre-Paid MasterCard®
-
-
- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | Very Good |
-
-
- Access to a Million ATMs Around the World
- Visa® Debit Card ? Accepted Worldwide
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- 24x7 Customer Support ? Online and Phone
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
Vision Premier® Prepaid Visa® Card
-
-
- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
Millennium Advantage Pre-Paid MasterCard®
-
-
- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
Intro APR
Regular APR
Annual Fee
Credit Needed
No Introductory Rate Available
No APR
$0
None
- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |
-
-
- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.
| Intro APR | Regular APR | Annual Fee | Credit Needed |
| No Introductory Rate Available | No APR | $0 | None |