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Prepaid Credit Cards

A prepaid credit card spends money that has already been deposited by its cardholder beforehand. Those with no credit or poor credit often have to use prepaid credit cards before they qualify for regular cards. Credit card companies see such people as high risk cardholders and, as such, need some reassurance before extending a large line of credit to them. Parents also give prepaid cards to their children in an effort to teach them how to manage money and also as a means to prevent their young shoppers from erratic spending.

Credit Panda's Recommended Credit Card

Credit Panda recommends Wired Plastic™ Prepaid Visa® Card as our favorite Prepaid credit card.

  • Wired Plastic™ Prepaid Visa® Card Apply online for Wired Plastic™ Prepaid Visa® Card
    • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

AccountNow® Prepaid MasterCard®

  • AccountNow® Prepaid MasterCard® Apply online for AccountNow® Prepaid MasterCard®
    • FREE Online Bill Pay
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

AccountNow® Prepaid Visa®

  • AccountNow® Prepaid Visa® Apply online for AccountNow® Prepaid Visa®
    • FREE Online Bill Pay
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Vision Silver(SM) Prepaid MasterCard®

  • Vision Silver(SM) Prepaid MasterCard® Apply online for Vision Silver(SM) Prepaid MasterCard®
    • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

YAP™ MasterCard Prepaid Card

  • YAP™ MasterCard Prepaid Card Apply online for YAP™ MasterCard Prepaid Card
    • FREE Unlimited Purchase/ Signature Transactions
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Mango™ Prepaid Debit Card

  • Mango™ Prepaid Debit Card Apply online for Mango™ Prepaid Debit Card
    • FREE Account Management Online or With Your Mobile Phone
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

NetSpend® Visa® Prepaid Debit Card

  • NetSpend® Visa® Prepaid Debit Card Apply online for NetSpend® Visa® Prepaid Debit Card
    • Free Direct Deposit
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

BuyRIGHT Pre-Paid MasterCard®

  • BuyRIGHT Pre-Paid MasterCard® Apply online for BuyRIGHT Pre-Paid MasterCard®
    • BuyRIGHT Rewards Program
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 Very Good

AccountNow Gold Visa® Prepaid Card

Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 Good

Vision Premier® Prepaid Visa® Card

  • Vision Premier® Prepaid Visa® Card Apply online for Vision Premier® Prepaid Visa® Card
    • Free PayFit Credit Builder - Pay Bills and Build Credit for Free
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

American DreamCard™ Prepaid MasterCard®

  • American DreamCard™ Prepaid MasterCard® Apply online for American DreamCard™ Prepaid MasterCard®
    • Avoid money transfer fees.
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $59 None