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Platinum Credit Cards

There was a time when the most prestigious shoppers used a "gold card" with pride. However, a platinum card is considered even more elite and is only available to those with an impeccable credit score, customer history and income. Although a platinum cardholder must meet some stringent demands, the benefits are well worth the scrutiny. The platinum version of any card will offer the best rewards available. For instance, cash back rebate percentages will be higher when using a platinum card. While some platinum cards do have a larger annual fee than regular cards, the benefits and low interest rates make the cards well worth the price.

Credit Panda's Recommended Credit Card

Credit Panda recommends The Platinum Business Credit Card as our favorite Platinum credit card.

- There's No Limit to the Number of Points You Can Earn
- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- 0% APR for the First 12 Months
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- No Annual Fee
- Apply now at the American Express website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Months	As low as Prime + 2.99% Variable	$0	Very Good

Advanta Platinum with Rewards Customized BusinessCard

- 7.99% Variable APR on Purchases
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter
- No Annual Fee and No Limit on Earnings
- Choice of 5% Cash Back on Office Supplies, Gas, and More
- Get Employee Cards with No Fee and Set Spending Limits Per User
- * See terms and conditions for important information, benefits and limitations
- Apply now at the Advanta website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 15 Months	7.99% Variable	$0	Very Good

Advanta Life of Balance Platinum Card

- Choice of 6% Cash Back on Bonus Qualifying Purchases or Travel Rewards
- 2.99% APR for Life of Balances Transferred within 3 Months
- Get Employee Cards with No Fee and Set Spending Limits Per User
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- * See terms and conditions for important information, benefits and limitations
- Apply now at the Advanta website.

Intro APR	Regular APR	Annual Fee	Credit Needed
2.99% APR for Life of Balance Transfers	9.99% Variable	$0	Very Good

IberiaBank Visa® Platinum Rewards Card

- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No Annual Fee
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- Earn 1 Bonus Point for Every $1 in Net Retail Purchases and Redeem Your Points for Hotel Rooms, Gourmet Dinners, Travel, and More
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 6 Months	5.99% Variable	$0	Very Good

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
- Card Issued by FIA Card Services, N.A.
- No Annual Fee
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.9% / 15.99% Fixed	$0	Very Good

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

- Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
- Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
- No Annual Fee
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline
- Card Issued by FIA Card Services, N.A.
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.9% / 15.99% Fixed	$0	Very Good

Bank of America WorldPoints™ Platinum Plus® Visa® Card

- No Annual Fee
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- 100% Fraud Protection
- Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
- Online Account Access and Points Management
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.99% / 15.99% Fixed	$0	Very Good

Bank of America WorldPoints™ Platinum Plus® MasterCard®

- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- Earn 1 Point for Every Net Retail Purchase Dollar
- Free 24/7 Concierge Service
- No Annual Fee
- Absolute Fraud Protection
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.99% / 15.99% Fixed	$0	Very Good

NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card

- Redeem Points for Exclusive NASCAR® Experiences and Collectibles
- Earn RacePoints(SM) Every Time You Make a Purchase
- Free Online Account Access
- No Annual Fee
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.99% / 15.99% Fixed	$0	Very Good

NFL Extra Points™ Platinum Plus® Visa® Card

- No Annual Fee
- Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
- 100% Fraud Protection
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.99% / 15.99% Fixed	$0	Very Good

Capital One® Business Platinum with No Hassle Miles(SM)

- 0% APR on Purchases Until August 2009
- Earn Miles and Get a Low Introductory Purchase Rate, Too
- Redeem Miles for Cash Back, Gift Cards, Flights, and More
- 1 Mile Per Dollar Spent on Purchases
- No Annual Fee
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR on purchases until August 2009	As low as 9.99% Variable	$0	Very Good

Advanta Platinum BusinessCard with Rewards

- 7.99% Variable APR (Based on Prime) on Purchases
- 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter
- No Annual Fee and No Limit on Earnings
- Up to 5% Cash Back on Office Supplies, Gas, and More
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- * See terms and conditions for important information, benefits and limitations
- Apply now at the Advanta website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 15 Months	7.99% Variable	$0	Very Good

American Express® Platinum Card

- No Pre-Set Spending Limit
- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
- 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
- Apply now at the American Express website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$450	Very Good

Hilton HHonors® Platinum Credit Card from American Express

- No Annual Fee
- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- No Blackout Dates
- Apply now at the American Express website.

Intro APR	Regular APR	Annual Fee	Credit Needed
2.9% APR for 6 Months	14.99% Variable	$0	Very Good

Capital One® Platinum Prestige

- 7.9% APR on Purchases and Balance Transfers
- Rest Easy With an Outstanding, Low Rate - for Customers With Excellent Credit
- No Annual Fee and No Balance Transfer Fees
- Your APR will Not Increase Simply Because You Pay Late Only Once or Go Over Your Credit Limit
- See Capital One® Important Disclosures for More Information
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	7.90%	$0	Very Good

The Nature Conservancy Platinum Plus® Visa® Credit Card

- Low Introductory APR
- No Annual Fee
- Redeem Points for Unlimited Cash Rewards, Free Travel With No Blackout Dates, Valuable Merchandise, Gift Cards and More
- Earn WorldPoints® Rewards - One Point for Every Dollar in Net Retail Purchases
- For New Members, A Complimentary 1 Year Membership and Subscription to Nature Conservancy Magazine
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Months	9.99% Fixed	$0	Very Good

Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

- No Annual Fee
- Earn WorldPoints With Every Retail Purchase You Make With The Card.
- Zero Liability For Unauthorized Card Use.
- Introductory 0% Annual Percentage Rate (APR)� for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
- Card Issued by FIA Card Services, N.A.
- Apply now at the Bank of America website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Billing Cycles	9.99% / 15.99% Fixed	$0	Very Good

Capital One® Platinum

- Pay Down Balances Faster with a Low APR
- Smart Choice if You Carry a Balance Long-Term
- Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- 0% on Purchases until December 2008 - After that, a Variable APR, currently 8.65%
- See Capital One® Important Disclosures for More Information.
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% on Purchases until December 2008	8.65% Variable	$39	Very Good

Capital One® Platinum - Visa®

- Pay Down Balances Faster with a Low APR
- Smart Choice if You Carry a Balance Long-Term
- Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- 0% on Purchases until December 2008 - After that, a Variable APR, Currently 8.65%
- See Capital One® Important Disclosures for More Information.
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% on Purchases until December 2008	8.65% Variable	$39	Very Good

Platinum Business FreedomPass(SM) Credit Card

- Earn 1 Point for Virtually Every Dollar You Spend
- 5,000 Point Welcome Bonus with First Purchase
- No Blackout Dates and No Travel Restrictions
- Redeem for Savings on Any Flight, Hotel, Car Rental, or Cruise
- 0% Introductory APR on Purchases for the First 12 Months
- Apply now at the American Express website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 12 Months	As low as Prime + 3.99% Variable	$0	Very Good

The credit card data on this Web site is provided by CardOffers.com. Extended credit card reviews are believed to be accurate during the time of evaluation. Information posted here may however change after the initial review date or update. Therefore, visitors to this site may wish to contact the credit card issuer first in order to verify all information before applying for a card here. Star ratings are based on the CardOffers.com Rating System. The system is designed to further evaluate each credit card. These star ratings should not be the only factor in helping you make a credit card decision, as many of the credit cards listed are not suited for all types of individuals. Neither Credit Panda nor CardOffers.com guarantees the accuracy of credit card data found here.

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