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Platinum Credit Cards

There was a time when the most prestigious shoppers used a "gold card" with pride. However, a platinum card is considered even more elite and is only available to those with an  impeccable credit score, customer history and income. Although a platinum cardholder must meet some stringent demands, the benefits are well worth the scrutiny. The platinum version of any card will offer the best rewards available. For instance, cash back rebate percentages will be higher when using a platinum card. While some platinum cards do have a larger annual fee than regular cards, the benefits and low interest rates make the cards well worth the price.

Credit Panda's Recommended Credit Card

Credit Panda recommends IberiaBank Visa® Platinum Rewards Card as our favorite Platinum credit card.

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• • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will b
  • No annual membership fee
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR w
  • Turn your points into hotel, gift, or experience rewards
  • Apply now at the the card issuer's website.

The Platinum Card® from American Express

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• • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • Earn 25,000 Membership Rewards? bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card? Concierge is at your service so you can spend your energy doing what you want.
  • Apply now at the American Express website.

Platinum Delta SkyMiles® Credit Card from American Express

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• • Earn one companion Coach Class ticket each year upon renewal
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Miles never expire and there is no cap on the miles you can earn
  • Earn at least 1 mile for every eligible dollar spent
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Apply now at the American Express website.

Platinum Zero® Secured Visa® Credit Card from Applied Bank®

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• • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Application Fees
  • ZERO Delays - Timely CREDIT Bureau Reporting
  • Apply now at the the card issuer's website.

Platinum Plus® MasterCard® Credit Card - 1.99 for 10

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• • No Annual Fee
  • 1.99% Introductory Annual Interest Rate for 10 Months on Cheque Cash Advances and Balance Transfers
  • Around-the-Clock Fraud Protection
  • 17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Online Access to Your Credit Card Account
  • Apply now at the the card issuer's website.