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Credit Cards for People with No Credit

In the eyes of a credit card issuer, people with no credit are just as risky as people with bad credit. If you are just entering the world of credit, you won't be able to get a high-end rewards card out of the starting gates. Instead, you will probably need to research beforehand and decide which cards you have a chance at qualifying for. Like those with bad credit, a secured credit card will be your easiest option. Secured cards require money from you up front before you are extended any credit. If a secured credit card sounds undesirable to you, there are regular cards available to people with no credit. However, these cards will have very high interest rates until you have proven yourself a responsible cardholder.

Credit Panda's Recommended Credit Card

Credit Panda recommends Wired Plastic™ Prepaid Visa® Card as our favorite No Credit credit card.

- No Credit Check, Income Requirements or Bank Account Required
- Accepted Everywhere VISA is Accepted
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Online Access to Account
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Wired Plastic™ Prepaid Visa® Card

- No Credit Check, Income Requirements or Bank Account Required
- Accepted Everywhere VISA is Accepted
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Online Access to Account
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

AccountNow® Prepaid MasterCard®

- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

AccountNow® Prepaid Visa®

- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Line of Credit, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Vision Silver(SM) Prepaid MasterCard®

- $0 Activation with Rebate
- Perfect Card for Government/Benefits Checks Recipients
- Free Direct Deposit of Your Pay or Government Check
- 100% Guaranteed Approval/No Credit Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

NetSpend® Visa® Prepaid Debit Card

- Make purchases anywhere Visa Debit is accepted
- 100% Approval - No credit check required
- No Overdraft Fees or Minimum Balances
- Borrow Money and Build Credit with iAdvance line of credit
- Free Direct Deposit
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

BuyRIGHT Pre-Paid MasterCard®

- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Public Savings Bank Classic Secured VISA Card

- 0% APR on All Purchases for the First 6 Months
- Build Credit History - We Report to All 3 Major Credit Bureaus
- No Credit Check
- No Annual Fees or Monthly Maintenance Fees
- No Checking Account Required
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
0% APR for 6 Months	11.24% Variable	$0	None

Vision Premier® Prepaid Visa® Card

- Free Unlimited Purchases - Signature and PIN
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free Customer Service
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

American DreamCard™ Prepaid MasterCard®

- No checking account required.
- No credit check required.
- Earn entries to win monthly CASH Jackpots for everyday shopping.
- Your funds on the American DreamCard™ Prepaid MasterCard® are safer than cash.
- Avoid money transfer fees.
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$59	None

The credit card data on this Web site is provided by CardOffers.com. Extended credit card reviews are believed to be accurate during the time of evaluation. Information posted here may however change after the initial review date or update. Therefore, visitors to this site may wish to contact the credit card issuer first in order to verify all information before applying for a card here. Star ratings are based on the CardOffers.com Rating System. The system is designed to further evaluate each credit card. These star ratings should not be the only factor in helping you make a credit card decision, as many of the credit cards listed are not suited for all types of individuals. Neither Credit Panda nor CardOffers.com guarantees the accuracy of credit card data found here.

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