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Credit Cards for People with No Credit

In the eyes of a credit card issuer, people with no credit are just as risky as people with bad credit. If you are just entering the world of credit, you won't be able to get a high-end rewards card out of the starting gates. Instead, you will probably need to research beforehand and decide which cards you have a chance at qualifying for. Like those with bad credit, a secured credit card will be your easiest option. Secured cards require money from you up front before you are extended any credit. If a secured credit card sounds undesirable to you, there are regular cards available to people with no credit. However, these cards will have very high interest rates until you have proven yourself a responsible cardholder.

Credit Panda's Recommended Credit Card

Credit Panda recommends All-Access® Visa® Prepaid Card as our favorite No Credit credit card.

- Extra User Cards � EXCLUSIVE OFFERING!
- As Seen in Stores Nationwide
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

All-Access® Visa® Prepaid Card

- Extra User Cards � EXCLUSIVE OFFERING!
- As Seen in Stores Nationwide
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Eufora™ Elite Credit Builder Prepaid MasterCard®

- 100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
- BUILDS CREDIT! Reports to Credit Bureaus
- FREE Point of Sale Transactions
- FREE Direct Deposit
- FREE 24/7 Online Access
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

All-Access® MasterCard® Prepaid Card

- Extra User Cards � EXCLUSIVE OFFERING!
- As Seen in Stores Nationwide
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Wired Plastic™ Prepaid Visa® Card

- No Bounced Check, NSF and Overdraft Charges EVER!
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Credit Builder with Overdraft Protection
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Baby Phat Prepaid Visa® RushCard™

- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Everyone is Eligible � No Credit Check or Employment Verification
- Free Money Loading With Direct Deposit and Free 24x7 Customer Service
- Quick, Easy Application - No Monthly Fee
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Prepaid Visa® RushCard™

- Created by Philanthropist and Entrepreneur Russell Simmons
- No Monthly, Annual, or Hidden Fees
- Quick, Easy Application
- Everyone is Eligible � No Credit Check or Employment Verification
- Free Money Loading With Direct Deposit of Pay or Government Benefits
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

AccountNow® Vantage Prepaid MasterCard®

- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- iAdvance Loan Option, No Credit Check Needed
- FREE Credit Builder
- 100% Guaranteed Approval
- FREE Online Bill Pay
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Bank Freedom(SM) Prepaid MasterCard®

- 100% Guaranteed Approval - No Credit Check
- $0 ACTIVATION FEE - No Conditions!
- FREE Direct Deposit - No More Check Cashing Fees
- FREE - Unlimited Purchase Transactions
- FREE Account Alerts - Email and/or SMS Text Messages
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

BuyRIGHT Pre-Paid MasterCard®

- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Direct Deposit
- Flexible Fee Structure
- Free Account Activity Alerts
- BuyRIGHT Rewards Program
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

AccountNow™ Vantage Prepaid Visa® Card

- 100% Guaranteed Approval
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- FREE Online Bill Pay
- FREE Credit Builder
- FREE Direct Deposit
- Apply now at the the card issuer's website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

Millennium Advantage Pre-Paid MasterCard®

- No Credit Check or Income Verification Required
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Minimal Balance Required!
- No Chexsystem Check
- Phone and On-line Account Access
- Apply now at the New Millennium Bank website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	No APR	$0	None

New Millennium Bank Secured Gold Visa® / MasterCard®

- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up To $10,000
- Get Cash at Over 740,000 ATMs
- Apply now at the New Millennium Bank website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	19.5% Fixed	$59	None

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

- Approved Regardless of Credit History
- No Credit Check
- Reports to All 3 Bureaus
- Total Credit Limit Up to $10,000
- Get Cash at Over 740,000 ATM\'s
- Apply now at the New Millennium Bank website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	19.5% Fixed	$59	None

New Millennium Bank Secured Platinum Visa®/MasterCard®

- Free Companion Airfare
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Guaranteed Issue
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Credit Amount Equals the Deposit
- Apply now at the New Millennium Bank website.

Intro APR	Regular APR	Annual Fee	Credit Needed
No Introductory Rate Available	19.5% Fixed	$59	None

The credit card data on this Web site is provided by CardOffers.com. Extended credit card reviews are believed to be accurate during the time of evaluation. Information posted here may however change after the initial review date or update. Therefore, visitors to this site may wish to contact the credit card issuer first in order to verify all information before applying for a card here. Star ratings are based on the CardOffers.com Rating System. The system is designed to further evaluate each credit card. These star ratings should not be the only factor in helping you make a credit card decision, as many of the credit cards listed are not suited for all types of individuals. Neither Credit Panda nor CardOffers.com guarantees the accuracy of credit card data found here.

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