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Credit Cards for People with No Credit

In the eyes of a credit card issuer, people with no credit are just as risky as people with bad credit. If you are just entering the world of credit, you won't be able to get a high-end rewards card out of the starting gates. Instead, you will probably need to research beforehand and decide which cards you have a chance at qualifying for. Like those with bad credit, a secured credit card will be your easiest option. Secured cards require money from you up front before you are extended any credit. If a secured credit card sounds undesirable to you, there are regular cards available to people with no credit. However, these cards will have very high interest rates until you have proven yourself a responsible cardholder.

Credit Panda's Recommended Credit Card

Credit Panda recommends Eufora Prepaid MasterCard® with Credit Builder - Elite Level as our favorite No Credit credit card.

  • Eufora Prepaid MasterCard® with Credit Builder - Elite Level Apply online for Eufora Prepaid MasterCard® with Credit Builder - Elite Level
    • FREE 24/7 Online Access
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $100 None

Eufora Prepaid MasterCard® with Credit Builder - Elite Level

  • Eufora Prepaid MasterCard® with Credit Builder - Elite Level Apply online for Eufora Prepaid MasterCard® with Credit Builder - Elite Level
    • FREE 24/7 Online Access
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $100 None

Wired Plastic™ Prepaid Visa® Card

  • Wired Plastic™ Prepaid Visa® Card Apply online for Wired Plastic™ Prepaid Visa® Card
    • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Ultra VX Visa® Card

  • Ultra VX Visa® Card Apply online for Ultra VX Visa® Card
    • Instant Online Approval
    • Apply now at the New Millennium Bank website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 18.9% Fixed $0 None

AccountNow® Prepaid Visa®

  • AccountNow® Prepaid Visa® Apply online for AccountNow® Prepaid Visa®
    • FREE Online Bill Pay
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

AccountNow® Prepaid MasterCard®

  • AccountNow® Prepaid MasterCard® Apply online for AccountNow® Prepaid MasterCard®
    • FREE Online Bill Pay
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Vision Silver(SM) Prepaid MasterCard®

  • Vision Silver(SM) Prepaid MasterCard® Apply online for Vision Silver(SM) Prepaid MasterCard®
    • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Facecard Prepaid MasterCard®

  • Facecard Prepaid MasterCard® Apply online for Facecard Prepaid MasterCard®
    • Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available n/app $0 None

BuyRIGHT Pre-Paid MasterCard®

  • BuyRIGHT Pre-Paid MasterCard® Apply online for BuyRIGHT Pre-Paid MasterCard®
    • BuyRIGHT Rewards Program
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Vision Premier® Prepaid Visa® Card

  • Vision Premier® Prepaid Visa® Card Apply online for Vision Premier® Prepaid Visa® Card
    • Free PayFit Credit Builder - Pay Bills and Build Credit for Free
    • Apply now at the the card issuer's website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

Millennium Advantage Pre-Paid MasterCard®

  • Millennium Advantage Pre-Paid MasterCard® Apply online for Millennium Advantage Pre-Paid MasterCard®
    • Phone and On-line Account Access
    • Apply now at the New Millennium Bank website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $0 None

New Millennium Bank Secured Gold Visa® / MasterCard®

Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

New Millennium Bank Secured Black Diamond Visa®/MasterCard®

Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

New Millennium Bank Secured Platinum Visa®/MasterCard®

  • New Millennium Bank Secured Platinum Visa®/MasterCard® Apply online for New Millennium Bank Secured Platinum Visa®/MasterCard®
    • Credit Amount Equals the Deposit
    • Apply now at the New Millennium Bank website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

Next Millennium MasterCard®

  • Next Millennium MasterCard® Apply online for Next Millennium MasterCard®
    • FDIC Insured
    • Apply now at the New Millennium Bank website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None

First Option Visa® Card

  • First Option Visa® Card Apply online for First Option Visa® Card
    • FDIC Insured
    • Apply now at the New Millennium Bank website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available 19.5% Fixed $59 None