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Instant Approval Credit Cards

We, as a society, are becoming more accustomed to instant gratification. Thanks to the Internet, applying for credit cards is no exception. By applying online, potential cardholders can have their credit checked in a flash, which will determine where or not they qualify for a credit card. This doesn't, however, mean that an instantly-approved cardholder can start making purchases right away. Until the card arrives physically in the mail, one might have to wait to make any charges. However, some online stores will extend a limited credit line until the credit card arrives and is activated.

Credit Panda's Recommended Credit Card

Credit Panda recommends Blue Cash® from American Express as our favorite Instant Approval credit card.

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• • Flexibility to pay over time.
  • 0% intro APR on purchases for 6 months and no annual fee.
  • Receive your cash back automatically as a statement credit.
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
  • Apply now at the American Express website.

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• • Enjoy a Low Annual Fee of Just $25 for Basic Card
  • Earn 10,000 Membership Rewards® Points After First Purchase
  • Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
  • Pay No Interest - That\'s Because You Pay in Full Each Month
  • Protect Eligible Purchases With Purchase Protection and Extended Warranty
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The Platinum Card® from American Express

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• • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • Earn 25,000 Membership Rewards? bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card? Concierge is at your service so you can spend your energy doing what you want.
  • Apply now at the American Express website.

American Express® Gold Card

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• • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • Express Approval. Get a decision in less than 60 seconds.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Apply now at the American Express website.

Blue Sky from American Express®

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• • Flexibility to pay over time.
  • 0% intro APR on purchases for 6 months and no annual fee.
  • Data
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company.
  • Apply now at the American Express website.

Platinum Delta SkyMiles® Credit Card from American Express

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• • Earn one companion Coach Class ticket each year upon renewal
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Miles never expire and there is no cap on the miles you can earn
  • Earn at least 1 mile for every eligible dollar spent
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Apply now at the American Express website.

Delta Reserve Credit Card

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• • Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Complimentary Crown Room Club(R) access for you and two guests
  • Built-in Miles Boost(SM) - earn up to 30,000 MQMs and 30,000 bonus miles
  • Access to American Express(R) Concierge Services
  • Apply now at the American Express website.

Gold Delta SkyMiles® Credit Card from American Express

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• • Use miles to pay for any Delta seat, anytime - - no black out dates and no seat restrictions
  • Earn up to 25,000 bonus miles -- enough for a total of $250 off Delta flights
  • Earn SkyMiles for every eligible dollar you spend
  • 25,000 miles may also be redeemed for a domestic economy award ticket
  • No annual fee for the first year, then $95.
  • Apply now at the American Express website.

TrueEarnings® Card from Costco and American Express

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• • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Annual Fee with your paid Costco Membership
  • No Limit on the Cash Back earned
  • Apply now at the American Express website.

Starwood Preferred Guest® Credit Card from American Express

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• • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • No annual fee for the first year and $45 thereafter
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Apply now at the American Express website.