Instant Approval Credit Cards | Credit Panda

Home >> Offers >> Instant Approval

Instant Approval Credit Cards

We, as a society, are becoming more accustomed to instant gratification. Thanks to the Internet, applying for credit cards is no exception. By applying online, potential cardholders can have their credit checked in a flash, which will determine where or not they qualify for a credit card. This doesn't, however, mean that an instantly-approved cardholder can start making purchases right away. Until the card arrives physically in the mail, one might have to wait to make any charges. However, some online stores will extend a limited credit line until the credit card arrives and is activated.

Credit Panda's Recommended Credit Card

Credit Panda recommends Blue from American Express® as our favorite Instant Approval credit card.

  • Blue from American Express® Apply online for Blue from American Express®
    • No Annual Fee
    • 0% APR on Purchases for Up to 15 Months
    • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
    • Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
    • Membership Rewards Express® Program
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for up to 15 Months As low as 8.99% Variable $0 None

Blue Cash® from American Express

  • Blue Cash® from American Express Apply online for Blue Cash® from American Express
    • No Annual Fee
    • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
    • Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
    • 0% APR for Up to 12 Months on Purchases
    • Express Approval. Get a Decision in Less Than 60 Seconds
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for Up to 12 Months As low as 8.99% Variable $0 None

American Express® Platinum Card

  • American Express® Platinum Card Apply online for American Express® Platinum Card
    • No Pre-Set Spending Limit
    • Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
    • Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
    • 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
    • By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $450 Very Good

Hilton HHonors® Platinum Credit Card from American Express

  • Hilton HHonors® Platinum Credit Card from American Express Apply online for Hilton HHonors® Platinum Credit Card from American Express
    • No Annual Fee
    • Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
    • Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
    • Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
    • No Blackout Dates
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
2.9% APR for 6 Months 14.99% Variable $0 Very Good

Preferred Rewards Green Card

  • Preferred Rewards Green Card Apply online for Preferred Rewards Green Card
    • No Pre-Set Spending Limit
    • Earn 5,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $50 Gift
    • Complimentary Enrollment in our Award Winning Membership Rewards® Program.
    • No Annual Fee for the First Year - $95 Thereafter
    • Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Double Points at Supermarkets, Gas Stations, Drugstores, and More!
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $95 None

Preferred Rewards Gold Card

  • Preferred Rewards Gold Card Apply online for Preferred Rewards Gold Card
    • No Pre-Set Spending Limit
    • Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
    • The Membership Rewards® Program — Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
    • No Annual Fee for the First Year - $125 Thereafter
    • Gold Card Events — Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available No APR $125 Good

Blue Sky from American Express®

  • Blue Sky from American Express® Apply online for Blue Sky from American Express®
    • Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
    • 0% Intro APR for Up to 12 Months
    • Points Good on Any Airline, Hotel, Car Rental, and More
    • Earn 1 Point for Every Dollar You Spend
    • No Blackout Dates or Travel Restrictions
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 12 Months As low as 8.99% Variable $0 None

Gold Delta SkyMiles® Credit Card from American Express

  • Gold Delta SkyMiles® Credit Card from American Express Apply online for Gold Delta SkyMiles® Credit Card from American Express
    • Use Miles to Pay For Any Delta Seat, Anytime - No Black Out Dates and No Seat Restrictions
    • Earn Up to 25,000 Bonus Miles - Enough For a Total of $250 Off Delta Flights
    • Earn SkyMiles® for Every Eligible Dollar You Spend
    • 25,000 Miles May Also Be Redeemed for a Domestic Econnomy Award Ticket
    • No Annual Fee for the First Year, Then $95: $45 If You Are a Qualified American Express Cardmember
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
9.99% APR for Life of Balance Transfers 14.99% Variable $95 Good

JetBlue Card from American Express

  • JetBlue Card from American Express Apply online for JetBlue Card from American Express
    • TrueBlue Points Don't Expire
    • Get 50 TrueBlue(R) Points After Your First Purchase - That's Half Way to an Award Flight!
    • Earn Double Award Dollars on Entertainment, Leisure, Travel, and Dining
    • Earn One Award Dollar for Virtually Every Dollar You Spend
    • 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
3.99% APR for 6 Months 14.99% Variable $40 None

One from American Express®

  • One from American Express® Apply online for One from American Express®
    • No Pre-Set Spending Limit
    • Get $50 after Your First Purchase
    • Never Pay Interest on New Purchases
    • Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
    • The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
No Introductory Rate Available As low as 10.99% Variable $35 None

Clear from American Express®

  • Clear from American Express® Apply online for Clear from American Express®
    • 0% Intro APR for Up to 12 Months
    • No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
    • Pay in Full, or Carry a Balance
    • Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
    • Express Approval. Get a Decision in Less than 60 Seconds
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for up to 12 Months As low as 9.99% Variable $0 None

Platinum Delta SkyMiles® Credit Card from American Express

  • Platinum Delta SkyMiles® Credit Card from American Express Apply online for Platinum Delta SkyMiles® Credit Card from American Express
    • Earn One Companion Coach Class Ticket Each Year Upon Renewal
    • Earn 20,000 Bonus SkyMiles® (Including 5,000 Medallion Qualification Miles) After First Purchase and Another 2,500 for Adding an Additional Cardmember
    • Miles Never Expire and There is No Cap on the Miles You Can Earn
    • Earn at Least 1 Mile for Every Eligible Dollar Spent
    • Pay with Miles: Pay for All or Part of Your Flight with Miles – and Put the Rest on Your Card
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
3.90% APR for Life of Balance Transfers 14.99% Variable $150 Very Good

TrueEarnings® Card from Costco and American Express

  • TrueEarnings® Card from Costco and American Express Apply online for TrueEarnings® Card from Costco and American Express
    • No Annual Fee with Your Paid Costco Membership
    • Earn Cash Back - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
    • No Limit on the Cash Back Earned
    • The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
0% APR for 3 Months 14.99% Variable $0 None

Starwood Preferred Guest® Credit Card from American Express

  • Starwood Preferred Guest® Credit Card from American Express Apply online for Starwood Preferred Guest® Credit Card from American Express
    • Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
    • Earn Up to 25,000 Starpoints® — Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
    • Transfer Starpoints® — Almost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
    • No Annual Fee for the First Year and $45 Thereafter
    • Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
    • Apply now at the American Express website.
Intro APR Regular APR Annual Fee Credit Needed
2.9% APR for 6 Months 14.99% Variable $45 Very Good