Business Credit Cards

Small businesses will benefit when their owners carry a company credit card. From a legal standpoint, charging company expenses to one credit card account will make tax time much easier.

Expenditures will be logged and organized with each credit card statement, something that is otherwise a pain to do by hand. Also, many credit cards are designed with businesses in mind, offering unique rewards, such as discounts on travel expenses or office supplies.

When a small business owner has good credit, the card can also be obtained with a low introductory and ongoing interest rate.

Credit Panda's Recommended Credit Card

Credit Panda recommends The Platinum Business Credit Card as our favorite Business credit card.

  • There's No Limit to the Number of Points You Can Earn
  • Option to Enroll in the Membership Rewards® Program Fee-Free
  • 0% APR for the First 12 Months
  • Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
  • No Annual Fee and Fee-Free Additional Cards
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

10.24% Variable

$0

Very Good

American Express SimplyCash(SM) Business Card

  • Earn 1% Cash Back on Virtually All Other Purchases
  • Earn 5% Cash Back on Automobile Gas, Office Supplies, and Wireless Services
  • Cash Back is Automatically Credited to the Statement Each Month
  • No Limits to The Cash Back You Can Earn
  • 0% Introductory APR for the First 12 Months
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

7.25% Variable

$0

Very Good

Advanta Life of Balance Platinum Card

  • Choice of 6% Cash Back or Travel Rewards
  • 2.99% Fixed APR for Life on Balances Transferred within 3 Months$0 Fraud Liability
  • No Annual Fee and No Limit on Earnings
  • Personalized Card - Your Company Name on the Top of the Card
  • Apply now at the Advanta website.

Intro APR

Regular APR

Annual Fee

Credit Needed

2.99% APR for Life of Balance Transfers

9.99% Variable

$0

Very Good

Blue Cash® for Business Credit Card

  • No Limit on the Cash Back You Can Earn
  • Up To 5% Cash Back on Virtually all Purchases
  • 0% Intro APR for First 6 Months
  • No Annual Fee
  • Option to Pay over Time or Pay in Full
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Months

10.24% Variable

$0

None

Advanta Platinum BusinessCard with Rewards

  • 7.99 Variable APR on Purchases
  • 0% APR on Balance Transfers for 15 Months, 7.99% Fixed APR Thereafter
  • No Annual Fee and No Limit on Earnings
  • Choice of 5% Cash Back or Travel Rewards$0 Fraud Liability
  • Apply now at the Advanta website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 15 Months

7.99% Variable

$0

Very Good

The Business Gold Rewards Card

  • Earn up to 40,000 Bonus Points in One Year - Enough for One Domestic Round-Trip Airline Ticket Plus Other Business Supplies
  • Business Ownership has Become more Rewarding
  • No limit to the Number of Membership Rewards® Points You Can Earn
  • Points Have No Expiration Date
  • No Annual Fee for the First Year - A Savings of $125
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 15 Months

7.99% Variable

$0

Very Good

Discover® Business Card

  • 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases
  • 0% Intro APR on Balance Transfers and Card Purchases for 12 Months
  • Earn 5 to 20% Cashback Bonus at Top Retailers through Discover's Exclusive Online Shopping Site
  • No Annual FeeFee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

13.99% Fixed

$0

None

Business Green Rewards Card

  • No Pre-Set Spending Limit or Finance Charges
  • Receive 5,000 Bonus Points on Your First Purchase
  • Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
  • Earn One Membership Rewards® Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates
  • Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

No Introductory Rate Available

No APR

$95

None

American Express® Platinum Business FreedomPass Card

  • Earn 1 Point for Every Dollar You Spend
  • 5,000 Point Welcome Bonus with First Purchase
  • No Blackout Dates and No Travel Restrictions
  • Redeem for Savings on Any Flight, Hotel, Car Rental or Cruise
  • 0% Introductory APR on Purchases for the First 12 Months
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

11.24% Variable

$0

Very Good

JetBlue Business Credit Card from American Express®

  • 50 TrueBlue® Points, Worth 1/2 of a Free Flight, after Your First Purchase
  • Exclusive Benefit for JetBlue Business Cardmembers: 5% Savings on JetBlue® flights Purchased With Your Card
  • Earn Double Award Dollars on JetBlue® Purchases, Gas, Wireless Phone Charges, and More
  • Earn 1 Award Dollar for Virtually Every Dollar You Spend
  • Save 3-25% on Business Purchases at Companies Like FedEx®, HertzJ, and More
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

3.99% APR for 6 Months

17.24% Variable

$40

None

Starwood Preferred Guest® Business Credit Card from American Express®

  • Earn 1 Starpoint for Every Eligible Dollar You Spend on the Card and 2 Starpoints at Participating Starwood Hotels and Resorts
  • Earn 10,000 Starpoints with Your First Purchase - That's Good for Up to 3 Free Nights
  • Transfer to Over 30 Frequent Flyer Programs, Most on a One-to-One Basis
  • Redeem at Over 825 Participating Starwood Hotels and Resorts in 95 countries Including Sheraton®, Westin® and W Hotels®
  • Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

2.9% APR for 6 Months

17.24% Variable

$45

None

Discover® Business Miles Card

  • 12,000 Bonus Miles
  • 0% Intro APR on Card Purchases and Balance Transfers
  • Earn Double Miles on Travel and Gas
  • No Annual Fee
  • Get up to 1 Mile Per Dollar on All Other Purchases
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

13.99% Fixed

$0

None

Citi® Professional(SM) Card with ThankYou(SM) Network

  • Get 3 ThankYou Points for Every Dollar You Spend at Restaurants, Gas Stations, on Auto Rentals and Certain Office Supply Merchants
  • No Fee Rewards Program
  • Redeem Your Points for: Air Travel, Statement Credit, Gift Cards and Certificates, Merchandise or Create Your Own Reward
  • 1 ThankYou Point on Every Other Dollar Spent
  • No Balance Transfer Fee with this Offer
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 9 Months

13.24% Variable

$0

None

Advanta Platinum BusinessCard

  • Prime + 5.99% Variable APR thereafter
  • 0% Intro APR on Balance Transfers and Purchases for 12 Months
  • No Annual Fee
  • Up To $50,000 Credit Line
  • $0 Fraud Liability
  • Apply now at the Advanta website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

13.74% Variable

$0

Very Good

CitiBusiness® Card

  • No Annual Fee
  • 0% APR on Purchases and Balance Transfers for 12 Months
  • Free Additional Cards for Employees with Credit Limits You Set
  • Business-Size Credit Line
  • Savings on Everyday Business Purchases
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

10.24% Variable

$0

Very Good

CitiBusiness® Card with ThankYou(SM) Network

  • 3 Points for Every $1 in Eligible Business Purchases
  • 0% APR on Balance Transfers for 12 Months
  • No Annual Fee
  • 1 Point for Every $1 in Other Purchases
  • Business-Size Credit Line
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

12.24% Variable

$0

Very Good

Gold Delta SkyMiles® Business Credit Card

  • Earn up to 30,000 Bonus Miles in Your First Year
  • Get 15,000 SkyMiles® with First Purchase
  • One Delta Mile for Virtually Every Dollar You Spend
  • Save 5% on All Delta Flights with Your Card
  • No Annual Fee for the First Year - A Savings of $85
  • Apply now at the American Express website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

17.24% Variable

$85

Good

Chase Platinum Business Card

  • Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
  • Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers
  • Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
  • No Annual Fee
  • Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More
  • Apply now at the Chase website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

11.24% Variable

$85

Very Good

Chase Business Rebate Visa® Card

  • 1% Cash Rebate on All Other Purchases
  • 3% Cash Back Back for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
  • No Annual Fee0% APR for Up To 12 Months on Purchases and Balance Transfers
  • Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
  • Apply now at the Chase website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

13.24% Variable

$0

None