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Balance Transfer Credit Cards

Credit card issuers are a bit unforgiving when it comes to raising your interest rates. Whether you have an introductory rate that is about to expire or you have made a late payment, a credit card company can hike their rates quickly and without warning. In such cases, it is a good idea to make a balance transfer to another card. Balance transfer rewards cards seem to welcome credit card debt with open arms, offering a low introductory rate and other possible perks. Think of it as a second chance to pay off your original balance, only with better conditions this time.

Credit Panda's Recommended Credit Card

Credit Panda recommends Advanta Platinum with Rewards Customized BusinessCard as our favorite Balance Transfer credit card.

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• • 7.99% Variable APR on Purchases
  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter
  • No Annual Fee and No Limit on Earnings
  • Choice of 5% Cash Back on Office Supplies, Gas, and More
  • Get Employee Cards with No Fee and Set Spending Limits Per User
  • * See terms and conditions for important information, benefits and limitations
  • Apply now at the Advanta website.

Bank of America Visa Signature® WorldPoints™ Reward

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• • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • No Annual Fee
  • Absolute Fraud Protection
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Online Access and 24-Hour Service
  • Apply now at the Bank of America website.

Brighter Planet™ Visa® Credit Card

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• • 1,000 EarthSmart Bonus Points with First Transaction
  • 1 EarthSmart Point for Every $1 Net Retail
  • For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
  • 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
  • Apply now at the Bank of America website.

IberiaBank Visa® Platinum Rewards Card

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• • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • No Annual Fee
  • Data
  • Earn 1 Bonus Point for Every $1 in Net Retail Purchases and Redeem Your Points for Hotel Rooms, Gourmet Dinners, Travel, and More
  • Apply now at the the card issuer's website.

IberiaBank Visa® Gold Cash Back Rewards Card

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• • No limit on Cash Back; No Expiration for the Life of Your Account
  • 1% Cash Back on Everything You Buy From Day One
  • No Minimum to Redeem for Cash
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • No Annual Membership Fee
  • Apply now at the the card issuer's website.

Bank of America World MasterCard® with WorldPoints™

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• • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Online Account Access and Point Management
  • No Annual Fee
  • Absolute Fraud Protection
  • Apply now at the Bank of America website.

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

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• • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
  • Card Issued by FIA Card Services, N.A.
  • No Annual Fee
  • Apply now at the Bank of America website.

BoatU.S.™ WorldPoints® Platinum Plus® Visa® Card

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• • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Wyndham Rewards MasterCard(SM)

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• • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • Earn 2 Points for Every $1 in Purchases
  • No Annual Fee
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • 24-Hour Online Access
  • Apply now at the Bank of America website.

Bank of America WorldPoints™ Platinum Plus® Visa® Card

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• • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • 100% Fraud Protection
  • Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates, and More
  • Online Account Access and Points Management
  • Apply now at the Bank of America website.

Bank of America WorldPoints® Platinum Plus® MasterCard®

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• • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Free 24/7 Concierge Service
  • No Annual Fee
  • Absolute Fraud Protection
  • Apply now at the Bank of America website.

NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card

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• • Redeem Points for Exclusive NASCAR® Experiences and Collectibles
  • Earn RacePoints(SM) Every Time You Make a Purchase
  • Free Online Account Access
  • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Apply now at the Bank of America website.

NFL Extra Points™ Platinum Plus® Visa® Card

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• • No Annual Fee
  • Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
  • 100% Fraud Protection
  • Apply now at the Bank of America website.

Major League Baseball® Extra Bases™ Credit Card

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• • Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card
  • Get the Card That's a Hit with Baseball Fans!
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards, and Travel with No Blackout Dates
  • No Annual Fee
  • Apply now at the Bank of America website.

Pulaski Bank Visa® Card

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• • Best Credit Card Rate in the Country
  • Fixed Low Rate
  • 0.0% Introductory APR on All Balance Transfers
  • No Fee Balance Transfers
  • Apply now at the Pulaski Bank website.

Capital One® Business Platinum with No Hassle Miles(SM)

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• • 0% APR on Purchases Until October 2009
  • Earn Miles and Get a Low Introductory Purchase Rate, Too
  • 1 Mile Per Dollar Spent on Purchases
  • 0% APR on Transferred Balances Until October 2009
  • Redeem Miles for Cash Back, Gift Cards, Flights, and More
  • Apply now at the the card issuer's website.

Advanta Platinum BusinessCard with Rewards

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• • 7.99% Variable APR (Based on Prime) on Purchases
  • 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter
  • No Annual Fee and No Limit on Earnings
  • Up to 5% Cash Back on Office Supplies, Gas, and More
  • Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
  • * See terms and conditions for important information, benefits and limitations
  • Apply now at the Advanta website.

Bank of America Accelerated Rewards™ American Express® Card

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• • 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn Rewards Faster with 1.25 Points for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
  • No Annual Fee and the Flexibility to Pay Over Time
  • Access to Special Cardmember Offers from Participating American Express Merchants to Save on Shopping, Dining, Travel, Hotels, and Much More
  • Apply now at the Bank of America website.

IberiaBank Visa® Classic Card

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• • No Annual Membership Fee
  • Variable Rates as Low as Prime - 1%
  • 25 Day Grace Period
  • 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
  • Online Access to Credit Card Information
  • Apply now at the the card issuer's website.

Home Advantage™ MasterCard® from Bank of America

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• • Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
  • 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
  • Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
  • Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
  • No Limit to The Number of Points You Can Earn Each Year
  • Apply now at the Bank of America website.