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Credit Cards for People with Bad Credit

Having bad credit doesn't mean you can't qualify for a credit card, although you will be hard-pressed to find one with a low interest rate. Ironically, the best way to build good credit is to incur some debt and pay it off within a reasonable amount of time. So, if you currently have poor credit, try to think of your credit card as a means to prove yourself to the system that has branded you a high risk. You will probably have to start with a secured credit card, which means you provide cash up front and are then extended a credit line. This is the only way the credit card company will trust you in paying off your purchases. However, by using a secured credit card in a responsible manner, you will soon qualify for a regular credit card and begin rebuilding your credit score.

Credit Panda's Recommended Credit Card

Credit Panda recommends Orchard Bank® Visa® Cards as our favorite Bad Credit credit card.

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• • Acceptance at Millions of Locations Including Website Purchases and Reservations
  • Reports to 3 Major Credit Bureaus Monthly Providing You the Opportunity to Rebuild Your Credit Score!
  • Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
  • Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
  • On-Call Customer Service Representatives to Assist You with Questions and Concerns
  • Apply now at the the card issuer's website.

Orchard Bank® Classic MasterCards

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• • Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
  • An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly!
  • Email and Text Messages to Remind You of Your Upcoming Payment Due Date with Online Enrollment
  • Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
  • On-Call Customer Service Representatives to Assist You with Questions or Concerns
  • Apply now at the the card issuer's website.