how to calculate interest rate on a credit card monthly


Best rewards cards of 2016 in USA

A reward card is usually a type of credit card which gives benefits to its user upon usage. Rewards are normally in the form of services, such as cash refunds, discounted prices on future purchases, airline tickets, and in vehicles. If you haven’t taken a moment to scout new credit card offers, the time has […]



Spirit Airlines MasterCard Credit Card : 6 things Your must to know before your applying

Spirit Airlines MasterCard Credit Card is owned and issued by Bank of America Corporation [US]. This MasterCard comes with a stupendous bonus of 15000 bonus miles offer. The standard APR ranges from 13.24% to 23.24%. This reward is sufficient for as many as three round trips off-pick reward tickets along with the fees and taxes […]



Home Depot Credit Card: 6 Things You need to Know

Home Depot is the largest home improvement retailer in the United States. One of the reasons why it tops the list is because it facilitates its customers with a specified credit card. If you’re looking to sign up, here is what you need to know before getting started. 1.Why Home Depot Credit Card? A store […]



Six Things to Know About Citi hhonors Visa Credit Card

Citi hhonours Visa credit card is offered by Citigroup family of companies. With an APR of 15.49%, citi hhonours Visa credit card offers numerous rewards for the card-carriers depending on the type of purchase. The number of bonus points earned by a user varies with respect the place where he/she has used the card. We’ll […]



6 Things to Know About BP Visa Credit Card

The BP Visa Credit Card is a gas card, offered by Synchrony Bank. It’s an excellent opportunity for you as it provides benefits on purchase of gas as well as non-gas items. However, before making the final decision to get registered with it, you must know these 6 things about BP Visa Credit Card. 1. […]



6 Things to know about First Premier Credit Card

The first Premier bank allows the access of credit cards to the poor families who cannot afford the credit card otherwise. It allows its user with online banking facility in which they can check their balance, make payments and transfer money online. They can also receive monthly statements which aid in the connivance. There are […]



6 Things to Know about Macy’s Credit Card

Macy’s is a mid-range departmental store that has also started providing its consumers with the opportunity to sign up for their credit card. Although it’s a great opportunity but before signing up for the Macy’s Credit Card, there are certain things to be aware of. 1. Why Macy’s Credit Card? Macy’s Credit Card is a […]



The Beginner’s Guide to Going Green: 8 Painless New Habits

in the way of your goal. No one ever said that doing the right thing is easy. However, there are many simple measures you could be taking right now to help the environment. Below are eight easy habits you should adopt for the sake of the planet. Not only will this help you start a […]



Top 100 Blogs to Help You Find Free Stuff

Searching the Internet for freebies can be tricky. While there is an infinite amount offree stuff out there to be claimed, there are also quite a few scams and dead-ends. Many sites that claim to offer free things are only after your personal information, as they wish to spam you with unwanted solicitations. Don’t be […]



Top 10 Most Frugal Celebs (Yes, They Do Exist)

They may spend $44,000 to whiten teeth, but they won’t spend more than $50 on aflower arrangement. That’s a frugal celebrity for you. Appearances are important, but some celebrities won’t spend the money for that Bentley when the Cadillac DTS will serve just as well. Who are these celebs, and where and how do they […]