Discover Credit Cards

Introduced by Sears in 1985, Discover was one of the first credit cards to successfully compete with American Express and MasterCard.

The unlikely success of Discover was partly due to its innovative features, namely zero annual fees (a rarity at the time) and cash back rewards programs.

Today, Discover is accepted in America and many South American countries, with its services rapidly spreading across the rest of the globe. The four main rewards programs offered by Discover are platinum, gas, travel and student cards.


Credit Panda's Recommended Credit Card

Credit Panda recommends Discover® Motiva(SM) Card as our favorite Discover credit card.

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus® at Top Online Retailers
  • Free Payment by Phone or Online-Even on Your Payment Due Date
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Choose a Payment due Date That Meets Your Needs
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

3.9% Intro APR*

10.99% Fixed

$0

None

Discover® Business Card

  • 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases
  • 0% Intro APR on Balance Transfers and Card Purchases for 12 Months
  • Earn 5 to 20% Cashback Bonus at Top Retailers through Discover's Exclusive Online Shopping Site
  • No Annual Fee
  • Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

13.99% Fixed

$0

None

Discover® More(SM) Card

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online RetailersNo Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® More(SM) Card - Wildlife Collection

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online Retailers
  • No Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® More(SM) Card - Clear

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online Retailers
  • No Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Miles by Discover® Card

  • Double Miles On Up to $3,000 in Travel and Restaurant Purchases Each Year
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • Unlimited Miles that Never Expire
  • 1 Mile for Every $1 on All Your Other Purchases
  • Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 70 Brand-Name Partners or Cash Starting at Just 1,000 Miles
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® More(SM) Card- American Flag

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online Retailers
  • No Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® Open Road(SM) Card

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online Retailers
  • No Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® More(SM) Card - Sealife Collection

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online RetailersNo Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® More(SM) Card - Monogram

  • Unlimited Cash Rewards, Automatically
  • Earn More Cash in More Ways Than Anyone Else(SM)
  • Double Rewards With More than 80 Cashback Bonus Partners
  • Up to 20% Cashback Bonus® When You Shop Online
  • 0% Intro APR
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

10.99% Fixed

$0

Very Good

Discover® Business Miles Card

  • 12,000 Bonus Miles
  • 0% Intro APR on Card Purchases and Balance Transfers
  • Earn Double Miles on Travel and Gas
  • No Annual Fee
  • Get up to 1 Mile Per Dollar on All Other Purchases
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Intro APR*

13.99% Fixed

$0

None

Discover® Student Card

  • Unlimited Cash Rewards, Automatically
  • More Ways to Earn More Cash than Anyone Else(SM)Double Rewards with More than 100 Cashback Bonus Partners
  • Up to 20% Cashback Bonus® When You Shop Online
  • Customer Service in Less than a Minute, Anytime You Want
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Interest* for 6 Months

16.99% Fixed

$0

Very Good

Discover® Student Card - Clear

  • Unlimited Cash Rewards, Automatically
  • More Ways to Earn More Cash than Anyone Else(SM)
  • Double Rewards with More than 100 Cashback Bonus Partners
  • Up to 20% Cashback Bonus® When You Shop Online
  • Customer Service in Less than a Minute, Anytime You Want
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Interest* for 6 Months

16.99% Fixed

$0

None

Discover® Student Card - Monogram Collection

  • Unlimited Cash Rewards, Automatically
  • More Ways to Earn More Cash than Anyone Else(SM)Double Rewards with More than 100 Cashback Bonus Partners
  • Up to 20% Cashback Bonus® When You Shop Online
  • Customer Service in Less than a Minute, Anytime You Want
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Interest* for 6 Months

16.99% Fixed

$0

None

Discover® Student Card - Tropical Beach

  • Unlimited Cash Rewards, Automatically
  • More Ways to Earn More Cash than Anyone Else(SM)Double Rewards with More than 100 Cashback Bonus Partners
  • Up to 20% Cashback Bonus® When You Shop Online
  • Customer Service in Less than a Minute, Anytime You Want
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Interest* for 6 Months

16.99% Fixed

$0

None

Discover® Open Road(SM) Card for Students

  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • 5% to 20% Cashback Bonus at Top Online Retailers
  • No Annual Fee
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Online Account Access
  • Apply now at the the card issuer's website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% Interest* for 6 Months

16.99% Fixed

$0

None