Citi Credit Cards

Citibank is the issuer of Citi Cards, a subsidiary of Citigroup Inc., whose 200 million customers span over 100 countries. Citigroup was founded in 1812 as the City Bank of New York.

According to Forbes, Citigroup is the world's largest company with total assets of approximately $2.02 trillion. Citi credit cards are offered to both individuals and businesses, and come in a wide variety of styles. Citi has teamed with Upromise and MTV to offer unique student credit cards.

To individuals who enjoy rewards, Citi offers Hilton HHonors cards as well as American Express AAdvantage miles cards. These rewards cards are available for small businesses as well.

Credit Panda's Recommended Credit Card

Credit Panda recommends Citi CashReturns(SM) MasterCard® as our favorite Citi credit card.

  • Earn 1% Cash Back on ALL Purchases and Eligible Cash Advances After the First 3 Months
  • Earn 5% Cash Back on ALL Purchases for 3 Months
  • Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
  • NO limit and NO Expiration on the Amount of Cash Back You Can Earn
  • 0% APR on Balance Transfers for 12 Months
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

9.99% Variable

$0

None

Citi® Upromise® Card

  • 2% College Savings on Eligible Gas Purchases and Exxon & Mobil Locations
  • 1% College Savings on Purchases, Everywhere You Shop!
  • 0% APR on Balance Transfers for 12 Months
  • Plus 10% College Savings on Thousands of Participating Grocery and Drug Store Items
  • Balance Transfer Fee Applies With This Offer
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

13.24% Variable

$0

Very Good

Citi® Home Rebate Platinum Select® MasterCard®

  • Receive 1% on All Other Purchases
  • Receive 6% Rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunications for 6 Months
  • NO CAP or Limits on the Amount of Rebates You Can Accumulate in a Year
  • Rebate Automatically Applied to Your Mortgage Principal
  • No Annual Fee
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

11.24% Variable

$0

Very Good

AT&T Universal Savings and Rewards Card

  • 1 ThankYou Point for Every Dollar You Spend on Non-AT&T Purchases
  • Up To 10% Savings for the First 12 Months on AT&T Purchases
  • No Annual Fee
  • 0% APR on Balance Transfers for 12 Months
  • Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

As low as 13.24% Variable

$0

Very Good

Citi® Professional(SM) Card with ThankYou(SM) Network

  • Get 3 ThankYou Points for Every Dollar You Spend at Restaurants, Gas Stations, on Auto Rentals and Certain Office Supply Merchants
  • No Fee Rewards Program
  • Redeem Your Points for: Air Travel, Statement Credit, Gift Cards and Certificates, Merchandise or Create Your Own Reward
  • 1 ThankYou Point on Every Other Dollar Spent
  • No Balance Transfer Fee with this Offer
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 9 Months

13.24% Variable

$0

None

Citi® Platinum Select® Card for College Students

  • $0 Liability on Unauthorized Purchases
  • 0% APR for 6 Months on Purchases, Cash Advances and Balance Transfers
  • FREE Online Account Management
  • No Annual Fee
  • No Minimum Income or Cosigner Required
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Months

13.24% Variable

$0

Very Good

Citi® Dividend Platinum Select® Card for College Students

  • Earn 5% Cash Back on Purchases at Supermarkets, Gas Stations, Convenience Stores, and Utilities Including Cable for 6 Months and 2% thereafter
  • 0% APR for 6 Months on Purchases, Cash Advances and Balance Transfers as Long as You Do Not Default under Any Card Agreement
  • No Minimum Income or Cosigner Required
  • Earn 1% Cash Back on All Other Purchases
  • Build Your Credit History
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Months

15.24% Variable

$0

Very Good

Citi® Driver's Edge® Card for College Students

  • Earn Rebates Towards Any Car, New or Used
  • 0% APR for 6 Months on Purchases, Cash Advances and Balance Transfers
  • Free Online Account Management
  • Build Your Credit History
  • $0 Liability on Unauthorized Purchases
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Months

17.24% Variable

$0

None

Citi® PremierPass(SM) Card

  • No Annual Fee
  • 5,000 Bonus Points after Your First Purchase is Made Within 2 Months of Account Opening
  • Earn 1 Flight Point for Every 3 Miles You Fly on Any Airline-or Anyone Else Whose Ticket You Buy with the Card
  • 0% APR on Balance Transfers for 12 Months
  • Earn 1 Purchase Point for all Purchases
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

13.24% Variable

$0

Outstanding

Citi® mtvU™ Platinum Select® Visa® Card for College Students

  • 0% APR for 6 Months on Purchases, Cash Advances and Balance Transfers
  • No Annual Fee
  • Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
  • Earn 5 ThankYou Points® for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters and Video Rental Stores
  • Earn 25 ThankYou Points for Paying on Time
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 6 Months

15.24% Variable

$0

Very Good

AT&T Universal Savings Platinum Card

  • 0% APR on Balance Transfers for 12 Months
  • Up To 10% Savings for the First 12 Months on AT&T Purchases
  • Plus AT&T Calling Benefits: Up To 30 Free Phone Minutes Each Month; 2 Free Directory Assistance Inquiries Per Month and Other Wireless Benefits
  • No Annual Fee
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

As low as 11.24% Variable

$0

Very Good

Citi® Diamond Preferred® Rewards Card

  • $50 Gift Card � Earn 6,000 Bonus Points after First Purchase Redeemable for a $50 Gift Card
  • 0% APR on Balance Transfers for 12 Months
  • No Annual Fee and FREE Rewards Program
  • 5 Reward Points for Every $1 Spent on Purchases at Supermarkets, Drugstores and Gas Stations; 1 Point for Every $1 on All Other Purchases
  • Citi Identity Theft Solutions
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

As low as 11.74% Variable

$0

Very Good

Citi® Dividend Platinum Select® Card

  • Earn 1% Cash Back on All Other Purchases
  • Earn 5% Cash Back at Gas Stations, Supermarkets and Drug Stores, Convenience Stores, and Utilities including Cable for 6 Months and 2% thereafter
  • No Annual Fee
  • 0% APR on Balance Transfers for 12 Months
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

As low as 11.74% Variable

$0

Very Good

Citi® Diamond Preferred® Card

  • Citi® Identity Theft Solutions
  • 0% APR on Balance Transfers and Purchases for Up To 12 Months
  • Secure, Free Online Account Management
  • $0 Liability on Unauthorized Purchases
  • No Annual Fee
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

As low as 11.74% Variable

$0

Very Good

CitiBusiness® Card

  • No Annual Fee
  • 0% APR on Purchases and Balance Transfers for 12 Months
  • Free Additional Cards for Employees with Credit Limits You Set
  • Business-Size Credit Line
  • Savings on Everyday Business Purchases
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

10.24% Variable

$0

Very Good

Citi® Hilton HHonors® Visa® Signature Card

  • Earn 6 Hilton HHonors Bonus Points for Each $1 Spent at Participating Hilton Family Hotels. Hilton, Conrad, Doubletree, Embassy Suites Hotels, Hampton Inn, Hampton Inn & Suites, Hilton Garden Inn, Hilton Grand Vacations Club, Homewood Suites by Hilto
  • Earn 15,000 Hilton HHonors Bonus Points - Enough for TWO FREE NIGHTS at Opportunity Category Hilton Family Hotels. Just Make Your First Purchase on the Card within 2 MONTHS of Account Opening
  • Earn 2 Hilton HHonors Bonus Points for Each $1 Spent on All Other Purchases
  • Earn 3 Hilton HHonors Bonus Points for Each $1 Spent on Purchases at Supermarkets, Drugstores, and Gas Stations
  • Complimentary Companion Airline Ticket. Good in the U.S. And Canada in Your First Year of Card Membership with the Purchase of a Round Trip Coach Class Excursion Fare Ticket with Your Card for $299 or More
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

2.99% APR for 6 Months

17.24% Variable

$0

Excellent

CitiBusiness® Card with ThankYou(SM) Network

  • 3 Points for Every $1 in Eligible Business Purchases
  • 0% APR on Balance Transfers for 12 Months
  • No Annual Fee
  • 1 Point for Every $1 in Other Purchases
  • Business-Size Credit Line
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

12.24% Variable

$0

Very Good

Citi® Professional(SM) Cash Card

  • Earn 3% Cash Back on Purchases at Restaurants, Gas Stations, on Auto Rentals & at Certain Office Supply Merchants. Earn 1% Cash Back on Other Purchases
  • Fits Your Professional Lifestyle. Designed to Make Organizing Expenses and Getting Reimbursed Easier Than Ever
  • Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes
  • 24/7 Personal Business Assistant Helps with Travel, Marketing, Discounts & More
  • Immediate One Touch Access to a Live Customer Service Representative
  • Apply now at the Citibank website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

13.24% Variable

$0

None