Bank of America Credit Cards

Bank of America offers credit cards to individuals and businesses. Their focus on customer care and safety makes the company a safe choice for first-time cardholders.

Many Bank of America cards offer rewards points that can be redeemed for gift certificates, merchandise, airline miles and cash. Those who can't qualify for premium rewards cards can obtain a Bank of America secured card, which will help to build a credit line and trust within the company.

There are currently over 100 credit cards available from the issuer.


Credit Panda's Recommended Credit Card

Credit Panda recommends Bank of America Visa Signature® WorldPoints™ Rewards as our favorite Bank of America credit card.

  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • No Annual Fee
  • Absolute Fraud Protection
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Online Access and 24-Hour Service
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Excellent

Brighter Planet Visa® Credit Card

  • 1,000 EarthSmart Bonus Points with First Transaction
  • 1 EarthSmart Point for Every $1 Net Retail
  • For Every Two Base Points Earned Through December 2008, Bank of America Will Make a Matching Contribution of One Additional Point
  • 1,000 EarthSmart Bonus Points for Signing up for Paperless Statements
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Months

9.99% Fixed

$0

None

Bank of America WorldPoints™ Platinum Plus™ MasterCard® Credit Card

  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Free 24/7 Concierge ServiceNo Annual Fee
  • Absolute Fraud Protection
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Bank of America World MasterCard® with WorldPoints™

  • Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
  • Earn 1 Point for Every Net Retail Purchase Dollar
  • Online Account Access and Point Management
  • No Annual Fee
  • Absolute Fraud Protection
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Outstanding

Bass Pro Shops® Outdoor Rewards Platinum Plus® Visa® Card

  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Help Conservation Efforts - With Each Card Purchase, Bass Pro Shops and the National Fish and Wildlife Foundation Will Make a Contribution to Help Conservation Efforts, with a Guaranteed Yearly Contribution as High as $1.5 Million, at No Additional
  • Card Issued by FIA Card Services, N.A.
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Bank of America WorldPoints® Platinum Plus® Visa® Card

  • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • 100% Fraud Protection
  • Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for Cash, Brand Name Merchandise, Travel with No Blackout Dates, Dining Certificates and More
  • Online Account Access and Points Management
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

BoatU.S.™ Platinum Plus® Visa® Card

  • Access to the MyConcierge(SM) Service, a Unique Personal Assistance Service
  • Earn 1 Point for Every Net Retail Purchase Dollar Spent and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • No Annual Fee
  • Absolute Fraud Protection Against Unauthorized Use, Online and Offline
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

TripRewards® MasterCard® Credit Card

  • Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
  • Earn 2 Points for Every $1 in Purchases
  • No Annual Fee
  • Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
  • 24-Hour Online Access
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

NASCAR RacePoints(SM) Platinum Plus® Visa® Credit Card

  • Redeem Points for Exclusive NASCAR® Experiences and Collectibles
  • Earn RacePoints(SM) Every Time You Make a Purchase
  • Free Online Account Access
  • No Annual Fee
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Major League Baseball® Extra Bases™ Credit Card

  • Get an Official MLB™ Licensed Jersey after Your First Qualifying Transaction(s) Using Your MLB™ Extra Bases™ Credit Card
  • Get the Card That's a Hit with Baseball Fans!
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Net Retail Dollar Spent Redeemable for MLB™ Autographed Memorabilia, Once-in-a-Lifetime MLB™ Experiences, Cash Rewards and Travel with No Blackout Dates
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

None

NFL Extra Points™ Platinum Plus® Visa® Card

  • No Annual Fee
  • Reward Yourself with a $50 NFLshop.com Gift Card after Your First Qualifying Transaction(s) Using Your NFL Extra Points™ Visa® Credit Card
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn 1 Point for Every Dollar You Spend in Net Retail Purchases. Points are Redeemable for NFL Merchandise, Tickets, and VIP Passes to NFL Experiences
  • 100% Fraud Protection
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Total Rewards® Platinum Plus® Credit Card

  • These Reward Credits Will Be Added to Your Total Rewards Account Balance, which Can Also Be Earned by Your Gaming Play at Any Harrah's Operating Company Casino
  • Earn 1 Reward Credit for Every $1 You Charge in Net Retail Purchases Anywhere - at the Grocery Store, Mall, Gas Station, Online, Even when You Pay Recurring Monthly Bills
  • Card Issued by FIA Card Services, N.A.
  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Bank of America Rewards™ American Express® Card

  • No Annual Fee and the Flexibility to Pay Over Time
  • 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn One Point for Every Net Retail Purchase Dollar
  • Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
  • Access to Special Cardmember Offers from American Express to Save on Shopping, Dining, Travel, Hotels, and Much More
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% Fixed

$0

None

Home Advantage™ MasterCard® from Bank of America

  • Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
  • 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
  • Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
  • Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
  • No Limit to The Number of Points You Can Earn Each Year
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Outstanding

Ducks Unlimited WorldPoints® Platinum Plus® Visa® Card

  • No Annual Fee
  • Earn WorldPoints With Every Retail Purchase You Make With The Card.
  • Zero Liability For Unauthorized Card Use.
  • Introductory 0% Annual Percentage Rate (APR)� for Cash Advance Checks and Balance Transfers Through Your First Twelve Billing Cycles.
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.99% / 15.99% Fixed

$0

Very Good

Elite Rewards® World MasterCard® Credit Card

  • 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • Earn Double Points for Purchases at Participating Merchants
  • Get 800 Bonus Points after Your First Qualifying Retail Purchase(s)
  • Earn 1 Point for $1 in Net Retail Purchase(s)
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Outstanding

Rainbow Platinum Plus® Visa® Card

  • Earn 1 Point for Every Net Retail Dollar and Redeem Your Points for Travel, Merchandise, Gift Certificates, and Cash
  • For Every New Account That is Opened and Every Purchase Made With the Card, Bank of America Will Make a Contribution to the Rainbow Endowment - at no Additional Cost to You! The Rainbow Endowment is a Grant Making Organization that Funds the GLBT Com
  • Online Account Access, Get Up-To-The-Minute Account Information, Schedule Payments Online, Review Statements and Much More
  • No Annual Fee
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

0% APR for 12 Billing Cycles

9.9% / 15.99% Fixed

$0

Very Good

Hawaiian Airlines® Visa® Platinum Credit Card

  • One HawaiianMile for Every Dollar Spent
  • 10,000 Bonus Miles Upon First Purchase and First Minimum Payment
  • 50% Discounted Companion Ticket upon Approval
  • Two HawaiianMiles for Every Dollar Spent for Tickets Purchased Directly from Hawaiian Airlines®
  • 2,000 Miles Each Anniversary as a Cardholder
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

1.9% APR for 6 Billing Cycles

Varies

$50

Very Good

Choice Privileges® Visa® Card

  • 1.9% Fixed Introductory Annual Percentage Rates (APR) on Purchases and Balance Transfers (Not Cash Advances) for the First 6 Months
  • Earn 8,000 Points after Your First Qualifying Purchases of $150, Plus Earn Points on All Your Purchases
  • Earn 2 Points Per Dollar on All Other Purchases
  • Earn 15 Points for Every Dollar Spent at Choice Privileges Locations throughout the U.S., Canada, and Mexico, including Comfort Inn®, Comfort suites®, Quality®, Sleep Inn®, Clarion®, and MainStay Suites®
  • No Annual Fee
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

1.9% APR for 6 Billing Cycles

Varies

$50

Very Good

Financial Rewards® Visa® Platinum Plus®

  • No Annual Fee
  • 0% Fixed Intro APR on Purchases and Balance Transfers
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Card Issued by FIA Card Services, N.A.
  • Apply now at the Bank of America website.

Intro APR

Regular APR

Annual Fee

Credit Needed

1.9% APR for 6 Billing Cycles

Varies

$50

Very Good