Tj max credit card is a budget friendly way of shopping at discounted prices. With a 10% off at first purchase, tj maxx credit cards are accompanied with many perks that include reward points, no annual fees and reward certificates.
With this private label card in hand, the buyers get accustomed to shopping at the designated stores of tj-maxx, Marshalls, Homegoods and Sierra Trading post and purchase products with discounted rates on all shops accepting Platinum MasterCard.
Here you will learn how to use tj maxx credit card, its registration process, advantages and different ways to use this card. Let’s begin!
1. Why Use tj maxx credit card
With numerous credit cards available for the buyers to use, tj maxx credit card comes with a different set of features. The reasons to use tj maxx credit card include the ease of use, 10% opening discount, reward points on every purchase, opportunity to earn unlimited reward points and much more.
1.1 How it works
Getting a tj maxx credit card is easier than you think. All you need to do is to get yourself registered for the card by filling in all the authentic information in the registration form.
Along with the required information, the users are also expected to submit required documents during the process.
1.2 The Benefits & Limitations
As mentioned before, the tj maxx credit card is easy to get, offers a 10% opening discount and comes with no annual fee.
As for the limitations, the interest rate is not as low as the rate offered by the credit card of reputed banks. An APR of 27.24% can cost the user heavily if he/she is carrying a balance.
|Signup Bonus||10% off the first purchase made at tjmaxx.com|
|Telephone||Customer Support – 1-800-926-6299|
|Mailing Address||The TJX Companies, Inc. 770 Cochituate Road Framingham, MA 01701 Main Number: 508-390-1000|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||29.99% APR|
|Cash Advance Fee||$10 or 4%, whichever is greater.|
|Late Payment Fee||Up to $35.|
|Purchases APR||26.99% APR|
2. How To Apply For Tj Maxx Credit Card
To apply for tj maxx credit card, the users will have to follow a simple registration process. A step by step guide for registration process is given below:
2.1 Step by Step Guide to Register
- To set up an account, the user will click on “my account” link at first. This link is located on the top right of any page. The option of account creation is also available during the checkout step.
- The user will enter a working email address along with a password and then click on “create account”. The requirements for password are minimum 8 characters, and it should contain at least one letter and one number.
- After the creation of an account, the user can click on “my account” at the top right of any page at the website and personalize the account afterward by adding authentic information.
- Zip code is entered in a given field to find out the stores that accept tj maxx credit card in a given area.
- The users click on “edit my information” option to add their first and last name, gender, date of birth and the email address.
- Once the information has been submitted, the users become eligible to avail the benefits associated with tj maxx credit card.
2.1 Step by Step Guide to Register
To activate a tj maxx credit card, the user must log in to their existing account via an email address and password. If the account doesn’t exist, then the user will be redirected to the registration page. In case of any difficulties during activation, the users can call the customer support hotline i.e. 1-800-926-6299
3. How to use your tj maxx credit card
The use of tj maxx credit card is not so complicated. It is almost the same as offered by other well-reputed credit card providers. To see the stepwise guideline, see below:
3.1 How to login Tj Maxx Credit Card
- Visit the website by clicking this link.
- Enter the valid User ID and click the “Next” button.
- Enter The Password and proceed.
- Once a user has successfully logged in, these tabs will be visible: my Profile, My Orders, TJX Rewards©, Shipping, Billing & Email Preferences.
3.2 What to do if you lost your tj maxx credit card is lost or password is forgotten
If in any case, a user has lost his tj maxx credit card, he/she should immediately report this on the toll-free number 1-800-926-6299.
However, if a user has forgotten the password to log-in to the account for further processing, click “Forgot your password?” option and a window will appear to enter the email address.
Once the email address is submitted, the instructions for resetting the password will be sent to the user.
4. Most Popular FAQs of tj maxx credit card
Let’s go through the most popular questions asked by the users regarding tj maxx credit card:
How can I register for tj maxx credit card?
To sign/up register for tj maxx card, click here
What are the benefits of tj maxx credit card?
By using tj maxx credit card, the user will get 10% opening discount, exemption from annual charges. For more benefits, click here.
I have forgotten my password, what should I do?
Click on “forgot my password” option and get password resetting details simply by providing your email address.
Where will I find my account history?
You can find your account history by logging in here.
5. How to cancel the tj maxx credit card
To cancel the tj maxx card and to stop purchasing any products via this service, the users just need to submit their request to the toll-free number 1-800-926-6299.
Once the support team has processed the cancellation request, the user will no longer be able to use this card.
6. Reviews for tj maxx credit card
As far as the experience of current tj maxx credit card users is concerned, most of the users are not satisfied with their support services.
Moreover, some of the users have also complained about the higher interest rate and lowered credit line despite the payment of the bill incomplete.
To sum it all up, tj maxx credit card comes with its own set of advantages and drawbacks. However, the users are advised to use the information presented in this article as a source of learning and carefully decide whether they should go for the purchase of tj maxx credit card or not.
Furthermore, give this article a thorough read and also go through the embedded links for additional information.