Scheels is a privately operating sporting goods and entertainment chain store located in 26 different locations. It facilitates its customers with a Scheels Visa Credit Card which offers many benefits. If you’re thinking of signing up for one, here are six things to keep in mind before getting started.
1. Why Scheels Visa Credit Card?
The reason to opt for Scheels Visa credit card is simple. It offers more advantages over disadvantages. Its interest rate is as low as 18.99% APR with no annual charges. Loyal customers of Scheels can increase their credit card limit by paying a low annual fee.
1.1 How Scheels Visa Credit Card Works?
The working of the Scheels Visa credit card isn’t any different than other stores’ credit cards. Its use would allow the customer to get the amount of the purchased goods charged onto the card instead of having to pay up front so when you’re done shopping, just swap your card to avail the advantage of 3 points on every dollar spent.
1.2 The Benefits and Limitations of the Scheels Visa Credit Card
Every credit card has its own advantages and disadvantages according to their personal profit and customer demand. The following are the benefits and limitations of Scheels Visa Credit Card.
- No annual fees
- An Interest rate of as low as 18.99% APR on purchases.
- 3 points on every $1 spent
- $25 Gift Card is automatically sent to your address every time you reach 2500 points
- Sign up bonus is of 1500 points with first purchase using your card
- Low intro rate i.e. 0% intro APR for six months anytime you spend $500 or more at SCHEELS
- Security deposit is required to increase your credit card limit
- Annual fee becomes applicable on the increment of credit card limit
- Scheels Visa purchase rewards are relatively low at only 3% for purchases in-store and just 1% generally
- Poor choice for purchasing costly and large items.
- Must be 13 years or older to apply
|Rewards||$25 gift card automatically sent every 2,500 points. 3 points for every $1 in Scheels purchases and 1 point for every $1 in all other purchases.|
|Signup Bonus||1,500 points on your first purchase ($15 Value)|
|Telephone||Customer Support – 1-888-295-5540|
|Mailing Address||First Bankcard C/O First National Bank of Omaha P.O. Box 2340 Omaha, NE 68103|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||25.24% APR|
|Cash Advance Fee||$15 or 5% (whichever is greater)|
|Late Payment Fee||Up to $37|
|Purchases APR||18.99% APR|
2. How to Apply For Scheels Visa Credit Card?
2.1 The Application Process
In order to apply for a card, the candidate must fill an online form with the required details along with agreeing to the terms and conditions. The information that you will be asked to provide is as follows
click here to view the homepage:
- Account Number
- Account Type
- Expiration Date
- Signature Panel Code
- First Name
- Last Name
- Last Four Digits of SSN:
- Date of birth
- Email Address
After you have confirmed your information and agreed to the terms and conditions, your application will be processed.
2.2 The Activation Process
To activate your card you can call on the number below and talk to a customer care representative. He or she will guide you through the process in which you will need to answer a series of questions. The number is 1-888-295-5540.
Just follow the step below:
You can also activate your card online by clicking on the link below. You will be asked to fill in the following information
- Account Number
- Account Type
- Expiration Date as written on your card
- ignature Panel Code
- First And Last Name exactly as it appears on your credit card or statement
- Last Four Digits of your Social Security Number
- Date Of Birth
- Email Address
After the submission of the online form, the application form would be sent to the concerned authorities for the approval.
3. How to Login With Scheels Visa Credit Card
3.1 How to Login?
To log in to your online Scheels Visa credit card account, you will simply be asked to fill in the following information
- User’s ID
Bills, purchases, and itemization all can be done by using your online Scheels Visa credit card account.
3.2 What to do if I forgot and/or lost my User’s ID or Password of my Scheels Visa Credit Card?
In the case of forgetting your Scheels Visa credit card credentials i.e. User’s ID or Password, there is no need to worry. Your account can be easily retrieved without any hassle. Once you’ve been directed to the site, it will ask you to verify your information to confirm your identity. The following information must be provided in order to retrieve your online account
- First name
- Middle Initial
- Last name
- User’s ID OR Email address
After the information has been matched, you will be asked to reset your account access information.
4. Most Popular FAQs
The FAQs section of any website or organization is a key factor when it comes to customer care and service. The list of Scheel’s customers has increased due to the service it provides. This section of their website encloses common problems and inquiries faced by their customers. The list of problems and their answers discussed are summarized as follows. It briefly gives an overview of the system under the Getting Started heading. It also includes information regarding privacy and security, mobile banking, lost or stolen cards, shipping and tracking, returns and exchange, general account information and balance inquiries, various questions about gift card including selecting, changing and receiving of PIN, etc.
5. How to Cancel Scheels Visa Credit Card?
If you no longer want to continue using your Scheels Visa credit card, you simply need to call 1-888-295-5540 and talk to a customer care representative. He or she will then confirm your identity by asking you a number of the question after which your credit card will be canceled. Make sure that you stop any automatic or pre-authorized payments that were previously charged due to your credit card.
6. Scheels Visa Credit Card Reviews
As per the reviews, many people have left a positive response. Besides a few who were concerned about not being able to purchase costly items, and the fact that the rewards are relatively on the lower side, most people have praised about the customer service and facilities. These buyers have recommended it as a good option mainly because there are no hidden charges or underlying conditions that can pull you into debt when the purchases are paid off promptly.
When used carefully and paid off promptly, the Scheels Visa credit card could prove to be a valuable financial tool. The customer service is really good, and a lot of valuable resources can be found on their website to help improve your financial skills. Although the Scheels Visa credit card may not be your finest choice for general shopping needs, it can, however, be a positive addition to your credit portfolio.