1. How it works
Old Navy is a highly popular American accessory and clothing retailer. It is owned by a big American transnational corporation Gap Inc. Over the years they have grown quite rapidly and today they offer the famous Old Navy Visa Credit Card to their customers.
This is a co-branded credit card with Visa which allows customers to enjoy a host of benefits. It would be therefore interesting to find out how exactly this card works and why it is so very popular. The card is not issued by the corporation but Synchrony Bank SYF is the issuer of this credit card. The card is about getting rewarded for specific amounts purchased. Once the minimum number of points has been accumulated you can redeem the same and walk away with gifts.
The table of details below for Old Navy Visa Credit Card
2. The Benefits And Limitation Of Old Navy Visa Credit Card
Like all other credit cards, there is no doubt that this credit card too has its own pluses and minuses.
Looking at pros the biggest advantage is that this card is accepted not only in Old Navy Stores but also most of the other sister companies too. Hence when it comes to acceptability it is one of the most customer friendly cards. Further the bonus points can be easily accumulated. It can be used online and also in the brick and mortar stores.
Coming to cons, the interest costs are pretty steep if you use it for buying things on credit and the annualized interest burden could be around 24%.
3. How To Apply For Old Navy Visa Credit Card
It is quite easy to apply for this credit card. You have to go to the official website of Old Navy and sign in as a member. Once you have done it you can apply for the credit card. There is a step by step user-friendly process which takes you through the entire job of applying for credit cards. There are some basic information which has to be provided based on which the application is evaluated.
Please Follow the Steps below to Apply it
Go to Official Website.Follow the Image below:
In the first section, enter the following personal information:
- Applicant’s Name
- Address (no PO Boxes)
- City, State, and Zip Code
- Home Phone
- Cell/Other Phone (Optional)
- E-mail Address
- Annual Net Income (from all sources)
- Length of Time at Current Address (in years)
Your verification information must be filled-in:
- Date of Birth (DOB)
- Social Security Number (SSN) – xxx-xx-xxxx
- Mother’s Maiden Name
Select your method of statement delivery and review the Consent to Electronic Communications if you are choosing the Electronic Statements option.
Designate whether you wish to signup for the additional card protection program by clicking or not clicking the tickbox.
Review the Cardmember Agreement and click the tickbox to agree to the terms and conditions. Click on the Secure Submit button on the bottom of the page and the application will bring you to the confirmation details area. Check to make sure all the information is correct and apply for the credit card.
Click on the Secure Submit button on the bottom of the page and the application will bring you to the confirmation details area. Check to make sure all the information is correct and apply for the credit card before finalizing the application process.
4. How To Activate Your Old Navy Credit Card
There are two ways by which customers can activate their Old Navy Visa Credit Card.
1.The first way is to call up the help line and they will do the needful and activate the credit card.
Service Number: 1-800-653-6289
Activate & Secure registration link here and follow the steps below:
5. How To Login With Old Navy Visa Credit Card
Logging in is an easy process. You must keep in mind the login ID and password when you first register yourself for this card.
You will be sent a link to your mail ID and you will have to click on that link to get the process of login activated. There could also be a code sent to your registered mobile phone and you can use the same to login for the first time.
However, for subsequent events of login you have to use the login ID which you have chosen in combination with the passwords. This should not be a difficult process to say the least.
Please Follow the Steps below to Login Your Account
You need to visit the login index page, like image below:
6. What If You Have Lost Your Old Navy Visa Credit Card Password
or Forgotten ID and/or Password
It is quite likely that you may have either forgotten or lost your login ID and/or password of your Old Navy Visa Credit Card.What should one do in such a situation?This is a common question that comes to the mind of users.
The answer is simple. When the process of initial registration happens, there are some security questions which are asked.These are simple questions with answers being easy to remember and recall.
In case the login ID is lost or the password forgotten, answering a few or all of these questions would be enough.Alternately, mentioning of mobile phone number and email numbers would result in sending of new temporary password for reactivation of the Old Navy Visa Credit Card account.
Also visit the login index page here.
You will need to enter your account number and the last 4 digits of your social security number.
7. Popular FAQ for Old Navy Credit Card
Visiting the FAQ section certainly could help in increasing the awareness about the affiliate programs and other such offerings which can be tied up to the Old Nave Visa Credit Card Program. Here a few common questions for which you will find answer as a customer.
Why does it make sense to join the affiliate program of Old Navy?
This question tries to give you a reasonably good insight into the benefits that one could get by being a part of such programs.
How does this affiliate program work?
This is another question which gives you answers which would make it very simple for you to be affiliated with their credit card and other affiliate programs. It will give better insight about the way in which CJ or Commission Junction could be used for your benefit as an affiliate member.
It also talks about the possibility of being associated with affiliate programs offered by Gap and Banana Republic which are sister concerns of Old Navy.
8. How To Cancel Old Navy Visa Credit Card
Payments can be made online through Gap Website by mail or through phone. Once the total payment has been made, you have to call the helpline available in the Gap credit card reverse. You will come across an automated menu and once there you should enter your credit card number. You can then select the option to cancel the credit card.
The rest will be taken care of by Gap and your credit card will be cancelled and deactivated.
9. Reviews About Old Navy Visa Credit Card
Though there is no annual fee for using this credit card, this should be looked against the back drop that it comes with an annual interest rate of almost 24%. Further it is an excellent card to have for those who shop in Gap outlets.
Those who are keen on getting the highest reward points are the ones who would be interested in going in for this card.According to many reviews on the flip side, if you believe in carrying over your credit card outstanding month-on-month it could be a bad deal. Further those who are looking for flexible rewards may also not find it extremely comfortable and beneficial.