Milestone Gold MasterCard credit card is issued by Mid America Bank & Trust, Minnesota, United States. With a regular APR of 23.0% and an annual fee ranging from $33 to $99, this card is perfect for people who don’t have outstanding credit. It offers a pre-qualification period and a grace period of 25 days, with no mentionable effect on credit score. This article elaborately describes the key features and disadvantages of using this card.
1. Why use Milestone Gold MasterCard credit card
Milestone Gold MasterCard credit card is feasible to use because of the distinguishing features being offered. With a pre-qualification facility, users can determine their eligibility for the card without negatively impacting their credit score. Milestone, as a company, is in the business of providing credit cards for more than 12 years, making them a reputed service provider. Furthermore, the cardholders can improve their credit score by using this card responsibly.
1.1 How it works
The qualification and use of Milestone Gold MasterCard credit card are dependent upon the registration and acceptance of the application by the authorities. Upon approval, you can use this card for transactions on more than 33 million locations across the world.
1.2 Benefits and Limitations
The perquisites of using this credit card include a quick pre-qualification, free of cost custom card design, free access to the online account and fraud protection. Moreover, this card facilitates people with low credit.
The limitations of using this card are an annual fee that can either be $35, $59 or $99, depending on credit value of the cardholder. Apart from the annual fee, the APR of 23.9% is also higher than many other credit cards available to people.
2. How to apply for Milestone Gold MasterCard credit card
Applying for the Milestone Gold MasterCard credit card requires the applicants to visit the official website and register for the card. Here is the step by step guide to do so.
2.1 Step by step guide to apply
- Click here to commence the registration process.
- You will come to this page by clicking the link given here:
- Click on Register button present in the box at the right side of the page.
- This button will take you right to the registration page. Fill the fields given below on that page with all the authentic information you have:
- Account Number
- Date of Birth
- Social Security Number
- Email Address
- After filling these fields, click on Register Now to proceed.
2.2 How to activate the card
The activation of Milestone Gold MasterCard credit card requires the users to log in to their existing account. The link for the activation of the card is present in the login box, and it is named as “Activate Your Card (Requires Log-In)”. Just follow this link and log in your account to complete the process of activation.
3. How to use
The use of Milestone Gold MasterCard credit card is convenient. Once the card is activated, the user can make payments using this card on more than 33 million designated stores worldwide.
3.1 How to login for
Login is required to access, monitor and review the payment transactions related to Milestone Gold MasterCard credit card. Here is the login process:
- Click here to log into the account.
- Find the log in box on the right side of this page.
- Fill username along with the password and click “Log in” to access the account.
3.2 What if the card is lost or password is forgotten
In the case of loss or misplacement of the Milestone Gold MasterCard credit card, the issue must be reported to the company on the number (267) 327-4910 as soon as possible. On the other hand, the link for retrieving or resetting the username or password is present just below the login option on the main page.
4. Most Popular FAQs
See the questions below to find answers to obvious questions frequently asked by most of the people.
Can I request a copy of my Account Agreement online?
For general agreements, refer to “View Account Agreements” on the homepage and click on “View/Request Account Agreement” after logging in for the specific agreements.
Will I have to pay for the requesting online agreement?
No, there is no such payment fee for requesting online agreement.
What are my options to make payment?
The payment can be made via the official website, MoneyGram or you can call the company via phone to make a payment. Alternatively, it can also be done by mail.
Can I avoid late payment fees?
Yes, you can avoid the late payment fees by scheduling the minimum monthly payment each month by the due date.
How can I increase the credit limit?
The option to increase credit limit is not offered in this program.
Where can I use my card?
More than 33 million locations in 210 different countries accept this card.
5. How to cancel Milestone Gold MasterCard credit card
The request for the inactivation of Milestone Gold MasterCard card is processed by the customer care representatives. Call at (267) 327-4910 to get your card cancelled.
6. Reviews for Milestone Gold MasterCard credit card
Most of the customer reviews appear neutral. While customers are happy that they can get this card even with a low credit score, free online access, and free custom design, they are not satisfied with the annual fee, comparatively higher APR and absence of rewards. All in all, the financial conditions of the applicant are better predictive of the suitability of this card.
In the light of information elaborated in this article regarding Milestone Gold MasterCard credit card, the best way to determine whether the applying for this card is feasible or not happens to be the credit score of a person. With the people having fair to low credit score, this card might work but for the ones with an outstanding credit score, there are better credit cards available in the market.