Guitar Center is a store that deals in the selling and the repairing of the musical instruments specifically guitars. They also issue their credit cards to facilitate their customers even further but before obtaining the card, there are six things that you should know about.
1.Why Guitar Center Credit Card?
Good musical instruments such as guitars can be extremely expensive. Moreover, their restoration can also cause the owner a lot of money. But with Guitar Center Credit Card, the music lovers can enjoy amazing discounts. The APR of Guitar Center Credit Card is 29.99%, and its late fees penalty stands at $37.
1.1.How Guitar Center Credit Card Works?
The working of the Guitar Center Credit Card is exactly how normal credit card works except this card is only entertained at the store and nowhere else. The individuals can buy guitars and pay the amount using their credit card and can pay off the amount whenever suitable. It should be kept in mind that amount should be paid off by the stated deadline to save yourself from paying extra money on late dues and interest as well.
1.2.The Benefits and the Limitations of Guitar Center Credit Card
There are a few benefits that could be enjoyed and certain limitations that restrict the abilities of the individuals to an extent.
Following benefits can be enjoyed by the individuals who have obtained Guitar Center Credit Card:
- Exclusive financing offers.
- Easy monthly payments
- Zero annual fees
- Three financial options to choose from; 0% interest for 24 months, zero interest if paid in full within 12 months, and 0% for 36 months.
You can opt for any single financial offer to reap benefits from it any time of the year.
- All of the financing offers apply to only single-receipt qualifying purchases that exclude a number of items and memberships.
- The benefits cannot be combined with other promotional offers.
- If you fail to pay off the debt within the defined period, then the interest on the bought items would be charged from the purchase date.
|Rewards||The card gives the user access to a number of financing plans targeted at promotional merchandise located in Guitar Center stores. See page 7 of the application for details;|
|Telephone||Customer Support – 1-866-498-7882|
|Mailing Address||Capital One, PO Box 30258, Salt Lake City, UT 84130-0258|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||None listed on application (inquire with creditor).|
|Cash Advance Fee||None listed on application (inquire with creditor).|
|Late Payment Fee||Up to $35.|
|Purchases APR||22.9% (or 26.9% if a late payment is made).|
2.How to Apply for Guitar Center Credit Card?
The Guitar Center Credit Cards are issued by the Synchrony Bank, and they require the candidates to be of legal age for the issuance of the card without any trouble. Furthermore, the candidates are required to possess legal and valid documents.
2.1.The Application Process:
For commencing the application process, you would need to provide the designated online platform with the following informational
- Full name
- Email address
- Phone number
- Social Security Number
- Date of birth
- Residential information
Although not mandatory, the form also requires you to enter the amount that you last spent at their stores. This is done in a bid to understand your financial standing in Guitar Center. Also, they will provide you with a credit limit according to that.
2.2.The Activation Process:
You will receive your Guitar Center Credit Card after the authorities have successfully reviewed your application. Once in possession, the activation process becomes considerably easier. For the activation process, you would be asked to supply the online platform with the following:
- Account number
- Last four digits of Social Security Number
- Date of birth
The completion of this process will end you up with an activated Guitar Center Credit Card.
3.How to Login with Guitar Center Credit Card?
3.1.How to Login?
For smooth login into the official website to manage your account online, you would need to set up your account. For creating online account, you will be asked to enter the following information:
- Full name
- Email Address
After verifying your password, your online account will be activated, giving you complete access so that you can manage your purchases online. Moreover, if you have successfully created your online account, then logging into your account should not cause you any trouble. For this process, you would need your:
- Email address
3.2.What to do if I forgot my Username or lost my Guitar Center Credit Card?
As mentioned above, the individuals don’t require usernames to login into their accounts; they only require their email addresses, so there aren’t any chances of forgetting the email addresses. Furthermore, if you forget your password, there is no need to worry because it can be easily recovered by entering your email address. This will allow the system to send you a ‘Password Reset’ request through which the password can be changed.
In the unfortunate event of losing hold of your Guitar Center Credit Card, you can easily shut it down and replace it with a brand new card by calling the concerned authorities at 1-866-498-7882.
4.Most Popular FAQs
Struggling customers often find it hard to obtain the necessary information from the customer representative because of their busy schedule. That is why Guitar Center has dedicated a complete section to providing answers to general yet most asked questions. In the FAQs section of Guitar Center, one is likely to find sound information regarding the shipping and its charges, warranty, offers, musical instruments, and all the information regarding the working of their Guitar Center Credit Card.
5.How to Cancel Guitar Center Credit Card?
Canceling any credit card is never an easy business because there’s a lot on the line. This process is extremely unfavorable if closing off your account damages your overall credit history. After making sure that closing your Guitar Center Credit Card doesn’t damage your credit history, you can continue the cancellation process by following these steps:
- Pay off the remaining balance in full.
- Call the customer services at 1-866-498-7882 and request cancellation.
You can also carry on with the cancellation process by writing and mailing a cancellation letter to the address displayed in the billing statements.
6.Guitar Center Credit Card Reviews
The new and the old customers of Guitar Center left some nice comments and reviews about the working of the Guitar Center Credit Card, but that doesn’t mean that there weren’t any negative comments. A few individuals complained about the higher APR, while a few others complained about their strict and limited policies. However, a lot of positive comments praised the customer services and the financial offers that come with Guitar Center Credit Card.
Guitar Center Credit Card provides great purchasing opportunities to the individuals who are avid music lovers and producers. Guitar Center deals with a number of musical instruments’ manufacturers and allows the people to buy the instruments without any interest in a defined period. Although it has high APR and mostly people get declined for obtaining the card (based on their previous credit history and account standing), it is a great opportunity that should not be missed whatsoever.