Capital One is an American bank that offers financial support and services to its customers. It has earned its place in the nation’s top 10 banks by providing numerous facilities to its customers. One of which is the Capital One Quicksilver Credit Card. If you’re looking to sign up, here are 6 things you need to know before getting started.
1.Why Capital One Quicksilver Credit Card?
The Capital One Quicksilver credit card is slightly different from the Quicksilver One credit card. It offers many opportunities to its satisfied customers such as 0% intro APR on purchase and transfer rates for 9 months; 13.24% – 23.24% variable APR after that.
1.1.How does the Capital One Quicksilver Credit Card Work?
The Capital One Quicksilver credit card works just like any other credit card. When you’re done shopping and ready to checkout, just swap your card, and you’re on your way out the door in no time.
1.2.The Benefits and Limitations of Capital One Quicksilver Credit Cards.
- Get unlimited 1.5% cash back on every purchase you make no matter how much you can earn.
- No annual fee
- Rewards don’t expire which means you can redeem your cash back.
- Earn one-time $100 bonus for spending $500 within the first 3 months of activation.
- No sign-ups are necessary to earn cash rewards
- It also comes with Visa Signature benefits such as
- Shopping discounts at top retailers and online merchants
- Travel upgrades and savings such as special savings on hotels, resorts, and spas
- Extended warranty and much more.
- $100 bonus offer may not be available to existing or previous cardholders featuring cash or mile reward bonus.
|Rewards||1.5% cash-back on all purchases|
|Signup Bonus||$100 back after spending $500 in the first three months of card ownership|
|Telephone||Customer Support – 1-800-227-4825|
|Mailing Address||Capital One Attn: General Correspondence PO Box 30285 Salt Lake City, UT 84130-0285|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||24.90% APR|
|Cash Advance Fee||Either $10 or 3%, whichever is greater|
|Late Payment Fee||Up to $35|
|Purchases APR||0% introductory APR for the first 12 months of card ownership; after that: 12.9%, 17.9% or 22.9% APR, based on creditworthiness|
2.How to Apply for Capital One Quicksilver Credit Card?
2.1.The Application Process
Click here to visit the homepage for apply.
The application process to owning a Capital One Quicksilver credit card is as east as one two three. Just fill in the required information and your more than half way through the process. The information you may be asked for is as follows:
- First and Last Name
- Email Address
- Home Address
- Phone Number
- Social Security Number
- Date of Birth
- Total Annual Income
After you have submitted the online form, your application will be processed by the concerned authorities.
If you don’t already have an online bank account, you will be asked to make one. To make an online Capital One account, you will have to provide your account number, social security number, and a valid email address. After signing in to your online bank account, you will then need to enter the 3-digit CVV code which is present at the back of your card. You can also activate your card by calling 1-800-678-7820. In case you are a customer in Canada, you can call the respective number available on their website.
3.How to use my Capital One Quicksilver Credit Card?
3.1.How to Login?
To login to your online account, you will simply need to fill in the blank spaces with your credentials. You will have to provide the following information
Back deposit, installment loan, a line of credit, etc. can all be accessed by logging into your account.
3.2.What to do if I forget my Username or Password?
In case you forget your credentials, just click on the “Forgot Username” or Forgot Password” after which you will be asked to enter your account type, account number, date of birth and your SSN. Note that only primary account holders have the right to retrieve account information.
4.Most popular FAQs of Capital One Quicksilver Credit Card.
The FAQs section of any organization is an important factor with respect to customer care and service. Capital One has earned its name by satisfying customers in every way possible. This section of their website covers common problems faced by their customers and visitors. It has a list that summarizes answers to questions of varying degree regarding applying for a credit card, transferring balances, security and privacy, prime rates and much more.
5.How to Cancel my Capital One Quicksilver Credit Card?
If you no longer want to continue using the Capital One Quicksilver credit card, you simply need to call 1-800-CAPITAL and talk to a customer care representative. He or she will then confirm your identify after which your credit card will be cancelled. Note that you should stop any automatic or pre-authorized payments that were previously charged due to your credit card.
6.Capital One Quicksilver Credit Card Reviews
As the rating of this card is well above 4 on a scale of 5, many people have left a positive response. Besides a few, who were concerned about the security and privacy of their accounts and the fact that a duplicate card was easily generated to a fraudster, most people have praised about the customer service and facilities and recommended it as a solid option mainly because there are no hidden charges or underlying conditions that can pull you into debt.
Overall, the services provided by the Capital One Quicksilver credit card are promising as many happy customers have been using it for over 10 years without any complaints what so ever. If a customer happens to face any problem, the FAQs section on their official website along with speaking to the customer care representative untangles any knots that might have been made.