If you are a loyal Bealls shopper, you cannot get any better option than Bealls Florida Credit card due to its generous reward offering. However, even if you have decided to get registered for the card, give few minutes to this article and know about the six most important things about Bealls Florida Credit Card.
1. Why Bealls Florida Credit Card?
Bealls Florida Credit Card is a reward card that offers different incentives to its cardholders in the form of reward points. Getting one point for every dollar spent on Bealls stores is worth considering. It’s a really generous offering, and you can get maximum benefit out of it if you are a shopping lover. However, APR offered by Bealls Florida Credit Card is higher than the average APR, amounting to 24.99 percent. It’s not a good option for people who occasionally shop and can’t pay back before the due date.
1.1 How Bealls Florida Credit Card Works?
You can use your Bealls Florida Credit Card at any of the Bealls stores. Alternatively, you can purchase items online by using your card. After purchasing the items, you would have to make the payment within stated time. In case, you fail to payback, then, an APR of around 24.99 percent would be charged, and that’s really expensive!
1.2 The benefit and limitations of Bealls Florida Credit Card
Let’s review whether the benefits offered by Bealls Florida Credit Card outweigh associated limitations or not.
1.2.1 Benefits of Bealls Florida Credit Card
- No annual fee
- Upon spending $1, earn one reward point by shopping at any Bealls Florida store or via BeallsFlorida.com.
- Upon spending $200 by using Bealls Florida Credit Card, get instant $10 reward each time.
- If your annual expenditure is $500 or above, you can avail many other rewards like Happy Birth Day Bonus
- Free shipping for cardholders spending $500 or above annually.
- Access to an online account.
- 2x or 3x rewards point events for shopping at online or in-store on different occasions.
- Invitation to different events and special offers
1.2.2 Limitations of Bealls Florida Credit Card
Besides these benefits, here are some limitations of Bealls Florida Credit Card
- You cannot redeem your reward points after one year
- APR charged to be the Bealls is above average
- There is no signup bonus for cardholders
- Card doesn’t allow the balance transfer
- Rewards lack variety as compared to other cards with similar APR
- The maximum benefit could be availed only by those customers that spend a hefty amount at Bealls stores.
After knowing all limitations, if you are still interested in getting registered for the card, then have a look at next section that would provide step by step guidance on how to register and activate the card.
|Rewards||$10 reward for every 200 points earned ($1 = 1 point). Spend $500 or more in a year and receive even more benefits. Happy Birthday bonus during the month of your birthday. There is also free shipping on all items purchased at BeallsFlorida.com|
|Telephone||Customer Support – 1-866-907-5594|
|Mailing Address||Comenity Bank PO Box 182273 Columbus, OH 43218-2273|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||None|
|Cash Advance Fee||None|
|Late Payment Fee||Up to $35|
|Purchases APR||24.99% APR|
2. How to Apply for Bealls Florida Credit Card?
2.1 The Application Process
Before you start registering for the Bealls Florida Credit Card, make sure that:
- You are minimum 18 years’ old
- Reside in U.S
- You have SSN number
Valid photo identity card.
In order to apply for the Bealls Florida Credit Card, visit this web page
and click on the “Apply Now” option to start the registration process. A new web page would get open, and you would be required to enter the following information.
- Full name & Last Name
- Annual income
- Date of birth
- Full residential address
- Contact number
- Give consent to add authorized user or not
After agreeing to the stated terms and conditions, submit the application to forward it to the concerned department.
2.2 The activation process
The second step would involve signing up for the account to start using your reward card. Visit this web page and scroll to the “register for online access” option.
In order to activate your Bealls Florida Credit card, you would have to enter the following information:
- Full Bealls Florida Credit Card number
- SSN (last 4 digits)
- Zip code
Upon verification of your entered information, your account would be activated, enabling you to start enjoying perks offered by your card.
3. How to Login with Bealls Florida Credit Card?
3.1 How to Login?
In order to log into your Bealls Florida Credit Card, visit this web page
3.2 What to do if I forgot my Users ID or lost my Bealls Florida Credit Card?
In case, you have forgotten password or username of your online account, then don’t worry, scroll down to the option “forgot username or password.”
A new page would open.
Here, enter following information to retrieve your account
- Username or card number
- SSN (last 4 digits)
- Zip code
However, if you have lost your credit card, then in order to discourage authorized use, instantly send the application at:
“Comenity Bank, PO Box 182273 Columbus, OH 43218-2273 Columbus, OH 43218-2273”
Alternatively, you can contact a customer service representative by calling at 1-866-907-5594. One important thing to note is that if you get late in notifying the issue, then you would be considered liable for any unauthorized use not exceeding $50. But upon notification, no liability would be charged.
4. Most popular FAQs
There would be certain phases that would confuse you, or you would seek a little assistance in gaining the full understanding. In case you get troubled during registering or activating your card, then visit the FAQ platform that has an answer to your every general query. This platform contains the most repeated and frequently asked queries.
5. How to Cancel Bealls Florida Credit Card?
Due to any reason, you have the option to cancel your card by calling at the stated number or sending application at the stated address. Bank would be notified and directed to close your account upon notification.
6. Bealls Florida Credit Card reviews
Preferences vary with the different number of people. Many people have appreciated their customer service and coupon rewards, while some have complained that they annoy the customers by sending too many emails. A customer reported that sending extra emails creates a mess; it gets mixed with the important ones, increasing the chance of ignoring important information. One cardholder said that Bealls Credit Card has made shopping even more interesting.
We would suggest you to get registered for it only if you are a frequent shopper and a loyal customer of Bealls Florida. Moreover, go for it if you have enough funds to pay your bills on time. Otherwise, card charges very high APR, and you can get similar benefits on relatively low APR from other cards also.