Ashley Furniture Industries is the biggest home furnishings maker and retailer in the United States. It has earned its place at the top of the list by providing numerous facilities to its customers. One of which is the Ashley Furniture Credit Card facility. If you’ve heard of it or looking to sign up for it, below are six key points you should keep in mind.
1. Why Ashley Furniture Credit Card?
Visiting a store that tops the list as nation’s largest home furnisher and retailer, means you have to carry a pocket full of cash which obviously no one is in favor of nowadays. That’s why, Ashley Furniture credit cards are a preferred hassle-free choice to take care of your payment problems. It offers 0% intro APR. It also comes with additional benefits to best fit your desires.
1.1. How Ashley Furniture Credit Card Works?
The Ashley Furniture credit card works just like any other credit card would. When you’re done shopping and ready to pay your due amount, just swap your card, and your bill gets charged directly to your credit card instead of paying upfront. The payable due amount can be later paid off through the bank associated with Ashley Furniture, which is Synchrony Financial, before the given due date to avoid any interest charges.
1.2. The Benefits and Limitations of the Ashley Furniture Credit Card
Every credit card has its own benefits according to customer demand and its own limitations according to the company’s demand. Following are the benefits and limitations of the Ashley Furniture credit card.
- 0% intro APR
- Special financing options are available
- No annual fee
- 24/7 online account management
- Billing can be easily done online
- Must be 18 years of age or older
- Must be a resident of the United States
|Rewards||Cardholders receive special financing options and money-saving coupons and exclusive offers.|
|Signup Bonus||Receive up to 20% off on purchases of $5000 or more and pay no interest until January 2021.|
|Telephone||Customer Support – 866-436-3388|
|Mailing Address||Synchrony Bank P.O. Box 965035 Orlando, FL 32896-5035|
|Annual Fee||There is no annual fee associated with the Ashely Furniture Credit Card.|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||N/A|
|Cash Advance Fee||N/A|
|Late Payment Fee||Late payment fees can be up to $35.|
|Purchases APR||29.99% APR.|
2.How to Apply For Ashley Furniture Credit Card?
2.1. The Application Process
In order to apply for the Ashley Furniture Credit Card, you will need to fill in the following information along with agreeing to the terms and conditions of the credit card company.
- First name
- Last name
- Primary phone number
- Email address ( enter twice)
- Mailing address
- ZIP code
- Social Security Number
- Date of Birth
- Housing Information including housing state
- Monthly net income
After the submission of the online form, the application form would be sent to the concerned authorities for approval or disapproval.
2.1. The Activation Process
To activate your Ashley Furniture Credit Card, go to the website given below and you will be asked to fill in the following information
- Account number
- Social security number
- Date of birth
3.How to Login With Ashley Furniture Credit Card
3.1. How to Login?
To log in to your online Ashley Furniture credit card account, you will simply be asked to fill in the following information
- Email Address
Bills, purchases, and itemization all can be done by using your online Ashley Furniture credit card account.
In the case of forgetting your User’s ID or Password, there is no need to worry. Your account can be easily retrieved without much hassle. Once you’ve been directed to the site, it will ask you to enter your email address after which a link will be sent to the email address that you provided. The link will allow easy and secure access to update your password after which your account can be retrieved.
To prevent an unauthorized use of your lost or stolen Ashley Furniture Credit Card, immediately contact the customer care representatives at 866-436-3388 and inform them about your current situation.
4. Most Popular FAQs about Ashley Furniture
The FAQs section of any website or organization is a key factor when it comes to customer compliance, care, and service. The list of Ashley Furniture customers has increased due to the service it provides. This section of their website contains common problems and inquiries faced by their customers or visitors. The list of problems and their answers discussed are summarized as follows. It briefly gives an overview of the system. It also includes information regarding warranty issues, billing methods, unsubscribing from your email list, shipping, and delivery, etc.
5. How to Cancel My Ashley Furniture Credit Card?
Canceling a credit card is a simple procedure. If you’ve chosen to cancel or deactivate your Ashley Furniture Credit card, the following few points should be kept in mind before doing so;
- Make sure your account balance stands zero.
- Call the customer care representative. The number should be provided on the back of your Credit Card, or you can visit their official website.
- Ask to deactivate your card
- You will further need to give them your necessary security information and answer any question they may ask as it is important to be 100% sure
- In some cases, Synchrony Financial may contact you for verification.
- The deactivation process may take a few days to a few weeks to complete
6.Ashley Furniture Credit Card Reviews
As the rating of this credit card is just above 3 on a scale of 5, some people are considerate while others are reluctant about using it. Out of the many reviews, many people complain about their credit card applications not being approved by the concerned authorities. While on the other hand, the shout out for no interest is an attention seeker for many people. The Ashley Furniture Credit Card is customer user-friendly and is not suitable for contractors. Although some people have discouraged the use of this card, there are many that have praised and recommended it as well.
Ashley Furniture Credit Card’s benefits are very limited and unattractive. Penalty on the late dues are very high as compared to other credit cards. The majority of the people are usually offended by the fact that their approval is rejected or denied. The customer service is appreciable as many customers have been answered promptly. This card may suit people whose interests match the credit card’s benefits, but a moderate fraction of the customers are not satisfied with its functioning.