Are you looking to get something back while shopping at Costco or anywhere else? Well, The Amex True Earnings Costco Credit Card provides the best value for people who want a reward for their spent dollars on Costco and any other place. It is a co-branded card and is offered by American Express and Costco. Amex True Earnings Costco Credit Card is considered as best by many people. However, it is important for you to consider these six factors before making the final decision.
1. Why Amex True Earnings Costco Credit Card
If you have a good credit score, and you are a Costco member, then this card is best for you as it allows you to get 3 percent cash back upon spending dollars at Costco and other US gas stations. Moreover, Amex True Earnings Costco Credit Card offers 0% APR for first six months and a variable APR of 15.24%, depending on your creditworthiness.
1.1 How Amex True Earnings Costco Credit Card Works?
Amex True Earnings Costco Credit Card would work best for you if you love to dine out and pay the due amount by the end of the month after the expiry of the introduction period. Use your card at Costco, inside or outside, go for shopping with big cash amount and cash payback would be amazing.
1.2 The benefit and limitations of Amex True Earnings Costco Credit Card
Amex True Earnings Costco Credit Card offers some benefits and rewards, and no doubt it could be your favorite credit card. However, like any other credit card, it has its own limitations. Have a look on both of it.
1.2.1 Benefits of Amex True Earnings Costco Credit Card
- No annual fee
- Bonus cashback categories
- Get 3 percent upon spending at Costco gasoline and other US gas stations up to $4000 annually, and 1 percent beyond the limit. Additionally, get 2 percent cash back reward upon spending on eligible travel purchases and US restaurants including Costco. Moreover, get 1 percent on all other purchased items including Costco. At the year end, cashback reward would be offered in the form of a reward coupon.
- Additional benefits include roadside assistance, travel insurance, credit monitoring, car rental insurance and many other rewards are offered to the cardholder.
- Cardholder gets tickets to family events, concerts and sporting events
- Exclusive ticket pre-sale information
- Warranty could be extended to 1 year for items that have five-year warranty
1.2.2Limitations of Amex True Earnings Costco Credit Card
- Limitation of reward bonus to only $4000 per annum
- On 31st August, reward coupon expires, and your coupon would lose the value if you remain unable to redeem it before expiry
- In order to get full benefits, it is vital for you to apply for the paid Costco membership
|Rewards||3% cash back at gas stations, including Costco; 2% back on eligible travel purchases, including those made at Costco, and restaurants; 1% back on all other purchases, including those made at Costco. Cash back earned in the form of an annual coupon.|
|Telephone||Customer Support – 1-800-528-4800|
|Mailing Address||American Express P.O.Box 981540 El Paso, TX 79998-1540|
|Annual Fee||$0, however you must be a paying Costco member to own this card.|
|Cardmember Agreement||Click here to view the PDF file|
|Cash Advance APR||25.24% APR|
|Cash Advance Fee||$5 or 3%, whichever is greater.|
|Late Payment Fee||Up to $38|
|Purchases APR||0.0% introductory APR for the first 6 months. Afterwards, 15.24% APR.|
2. How to Apply for Amex True Earnings Costco Credit Card?
After viewing all the benefits and limitations, if you are still interested in getting registered for Amex True Earnings Costco Credit Card, then the process is very simple. Follow these easy steps and become card holder of Amex True Earnings Costco Credit Card
2.1 The Application Process
Before applying for the Amex True Earnings Costco Credit Card, make sure that:
- You have attained age of majority
- You have paid Costco membership
If your profile fulfills both these conditions, then visit the home page and enter the following information
- Your full name
- Your date of birth
- Complete mailing address
- urrent Residential address
- Telephone number
- Active E-mail address
- Valid Social Security number
- Annual gross income
After entering all this information, you have to give consent for all stated terms and conditions. Submit the application after filling required fields and your application would be forwarded to the concerned authorities.
2.2 The activation process
Upon successful submission of your registration application, you would be issued an inactivated Amex True Earnings Costco Credit Card. You have two options, either to activate it by calling on 1-800-528-4800, or create an online account by navigating to American Express homepage. Click on the option “Create new online account.”
A new web page would get open, and you would be asked to follow three simple steps to complete the activation process.
- Enter Amex True Earnings Costco credit card number
- 4-digit Card ID number
After entering this information, you would be asked to customize your account by setting the preferences. Lastly, review all the benefits offered by the card and complete your activation process.
3. How to Login with Amex True Earnings Costco Credit Card
3.1 How to Login?
In order to log in to your new Amex True Earnings Costco Credit Card, visit the homepage and locate the login bar that is located just below the “My account”. Enter:
- User ID
Press the “Login” button and you would successfully access your online account.
3.2 What to do if I forgot my Users ID or lost my Amex True Earnings Costco Credit Card?
In case, you have forgotten your user ID or password, then click on the “Forgot User ID or Password” option and it will get you to another web page, where you would be asked to enter the following information.
- Amex True Earnings Costco credit card number
- Corresponding 4-digit Card ID number
For further assistance, see the picture below:
In case, your Amex True earnings Costco Credit Card has been lost or stolen, then immediately contact customer service by calling on 0800 917 8047 or +44 (0)1273 696 933 to notify the issue.
4. Most popular FAQs
In order to answer your all general queries, a FAQ platform has been provided for the cardholders, where they can get answers to every general question. Visit the link and resolve your query by getting a detailed answer.
5. How to Cancel Amex True earnings Costco Credit Card?
In order to cancel your Amex True earnings Costco Credit Card, call on 1-800-528-4800 and express your intention of cancellation. After asking some basic questions about your account, you would be asked to write down the application and send it to the stated address on card. Application would be forwarded to the bank and account would be closed upon notification to concerned authorities.
6. Amex True earnings Costco Credit Card reviews
This card has really high rating and people just love the benefits offered by this card. However, there are some that have complained about a lower cap of $4000 and expiry of points after twelve months.
In conclusion, Amex True earnings Costco Credit Card is absolutely best card for you if are love shopping, dining and travelling. Benefits offered by it are highly competitive. You will not be disappointed after becoming card holder of Amex True earnings Costco Credit Card.