Upromise MasterCard Credit Card is offered by Sallie Mae Bank [US] to assist everyone who is interested in pursuing a college education in the future. The APR of this card fluctuates around 18.49%. With Upromise MasterCard Credit Card in hand, you can fulfill your dreams of joining your favorite college. Upromise MasterCard Credit Card works simply by providing cash back on every purchase at designated stores worldwide. The cash back earnings can either be used in college saving plan, or to pay a student loan.
1. Why use Upromise MasterCard Credit Card
Upromise MasterCard Credit Card should be used because of its utility towards the study plans of people who use this card. It offers a free membership for its users and offers cash back on online shopping, restaurants, travel purchases, grocery and drug stores and every place where a MasterCard is accepted.
1.1. How it Works
The use of Upromise MasterCard Credit Card is easy and convenient. You can start using this card once you have registered on the official website and received it on your postal address. The card is then activated to commence its usage for the purchase of any products or services.
1.2. Benefits and Limitations
Although Upromise MasterCard Credit Card is unique in its way of providing an option to use cash back for the college education, it’s still important to look at the benefits and drawbacks associated with this card so as to assess its productiveness.
The key features of using Upromise MasterCard Credit Card include exempted annual fee, unlimited cash back on authorized purchases, a complimentary FICO Credit Score, $0 liability for fraud or illegal transactions and appealing $25 cash back bonus on the first-time use of Upromise MasterCard Credit Card within 90 days of its purchase.
As to the drawbacks, cardholders will have to pay a 3% fee on foreign transactions. Furthermore, you cannot get cash back on purchasing gas at Exxon and Mobil.
2. How to Apply for Upromise MasterCard Credit Card
The application and registration process is easy, and you can complete it online without facing much trouble. If someone is interested in applying for Upromise MasterCard Credit Card, he/she would have to visit the official website and initiate the application process. Alternatively, you can use the step by step guide given here.
2.1. Step By Step Guide to Apply
- Click here to begin.
- Here you’ll get a yellow colored Apply Now button just as shown below.
- Click Apply Now to proceed.
- The user will be redirected to a new page to start the registration process.
- Fill the given fields of this page with the following information:
- Name (First & Last Name and Suffix)
- Permanent Address
- Zip Code
- Time at Permanent Address
- Residence Status
- Employment Information
- Financial Information
- Contact Details
- Security Information
- After filling all the given fields, you’ll be required to check an optional box if you wish to receive a paperless statement.
- You’ll also have to check a box to show your agreeance to terms and conditions.
- There is an additional option as well that lets the applicant transfer a balance by adding Major Credit Card Number and Requested Amount.
- After fulfilling all these requirements, click Apply button to proceed towards an instant response.
2.2. How to Activate the Card
Getting started with Upromise MasterCard Credit Card is easy. The applicants initially receive their cards in an inactivated form. To activate a card for future purchases, call on the number given on the back of the card and share the information that a representative asks at that time. Your card will be activated in a matter of minutes.
3. How to Use Upromise MasterCard Credit Card
Upromise MasterCard Credit Card can be used on all the designated stores in addition to the online shops and foreign destinations wherever MasterCard is accepted. The usage of Upromise MasterCard Credit Card provides 5% cash back on online shopping, online travel booking, and restaurants. Moreover, 2% cash back is offered in department stores and movie theaters whereas 1% cash back can be earned on all other purchases.
3.1. How to Login For Upromise MasterCard Credit Card
The option to log in to online account empowers cardholders since they can manage all their payments and view the history of transactions via their account. Click Here to login to your online account for Upromise MasterCard Credit Card. Find Log in button at the top right of this page, enter the credentials and there you go!
3.2. What if the Card is Lost or Password is Forgotten
The loss of the card should be immediately reported to the support team by contacting them on number 800-587-7309. In contrast to that, if you have forgotten the username, password or both, you can click on the respective links present in the login window and retrieve your credentials.
4. Most Popular FAQs
Here we have given answers to the most frequently asked questions of the users to help them out regarding their use of Upromise MasterCard Credit Card
Who can be a member of Upromise?
Any person living in the US territory and has reached a legal age can become an Upromise member and use Upromise MasterCard Credit Card.
Is there any limit to my cash back earning?
There aren’t any limits on your earnings. Your cash back will increase with every purchase you make via Upromise MasterCard Credit Card. So it depends on how frequently you use Upromise MasterCard Credit Card.
How Upromise protects my confidentiality?
Upromise protects the confidentiality of its members and all Upromise MasterCard Credit Card users with a 24/7 monitoring, firewalls, encryption technology and by adopting other advanced security protocols.
Is Upromise MasterCard Credit Card only available for people with children who will go to college?
No, anyone living in the US with a legal age can use this card and take advantage.
Where can I get more information about Upromise MasterCard Credit Card?
For more information or questions, please click here.
5. Reviews for Upromise MasterCard Credit Card
Upromise MasterCard Credit Card has received mixed reviews from its users with time. Some cardholders believe it’s an excellent card as it provides an option to secure funds for college education and also because every purchase adds up to the earning of cash back. Contrarily, some other users have complained that they didn’t receive a bonus, their claims have been denied and that the customer support representatives are unfriendly.
6. How to Cancel Upromise MasterCard Credit Card
For the cancellation of the card, the cardholders can convey their request to the support team representatives at 800-587-7309 and their card will be canceled soon.
Heretofore, we have discussed all the benefits and drawbacks associated with Upromise MasterCard Credit Card, and we have also shared the most frequently asked questions along with customer reviews. We highly recommend that you read this article with keen interest and don’t forget to visit the official website so as to acquire all the necessary information about Upromise MasterCard Credit Card.